EBITDA Margin % is calculated as EBITDA divided by its Revenue. SaveLend Group AB's EBITDA for the
three
months ended in Dec. 2025 was kr2.86 Mil. SaveLend Group AB's Revenue for the
three
months ended in Dec. 2025 was kr29.56 Mil. Therefore, SaveLend Group AB's EBITDA margin for the quarter that ended in Dec. 2025 was 9.69%.
SaveLend Group AB (OSTO:YIELD) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
SaveLend Group AB EBITDA Margin % Related Terms
SaveLend Group AB EBITDA Margin % Historical Data
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The historical data trend for SaveLend Group AB's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:YIELD vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, SaveLend Group AB's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (OSTO:YIELD) has a EBITDA Margin % of 9.69% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #279 out of 414 companies in the Credit Services industry, placing it in the top 67.4%.
Is SaveLend Group AB's EBITDA Margin % too high?
SaveLend Group AB's current EBITDA Margin % is 9.69%. The Credit Services industry median EBITDA Margin % is 20.91. SaveLend Group AB's value of 9.69% is 53.7% below this industry median. Based on the distribution chart, SaveLend Group AB ranks #279 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, SaveLend Group AB has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #279 out of 414 companies for EBITDA Margin %. This places SaveLend Group AB in the lower half of its industry. The industry median EBITDA Margin % is 20.91. SaveLend Group AB's value of 9.69% is 53.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current EBITDA Margin % of 9.69% is 53.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current EBITDA Margin % is 9.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
Based on GuruFocus' analysis, SaveLend Group AB (OSTO:YIELD) is currently considered Fairly Valued. The stock's GF Value™ is kr1.70, compared to a current price of kr1.65 — trading 2.9% below its estimated fair value. The current EBITDA Margin % is 9.69% and 53.7% below the Credit Services industry median of 20.91. SaveLend Group AB's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For SaveLend Group AB (OSTO:YIELD), the current EBITDA Margin % is 9.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued.
The current stock price of kr1.65 is trading 2.9% below its estimated GF Value™ of kr1.70.
GuruFocus considers SaveLend Group AB to be Fairly Valued.
Key valuation signals for OSTO:YIELD:
EBITDA Margin %: 9.69%
GF Value™: kr1.70 vs. price of kr1.65 (2.9% below fair value)
Industry Position: 53.7% below the Credit Services median (#279 of 414)
No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
59GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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