PAG (Penske Automotive Group) Debt-to-EBITDA : (As of Jun. 2026)

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PAG Penske Automotive Group Inc PAG
85 GF Score
Price $212.61
GF Value $173.79
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Penske Automotive Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Penske Automotive Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $4,863 Mil. Penske Automotive Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $4,509 Mil. Penske Automotive Group's annualized EBITDA for the quarter that ended in Jun. 2026 was $1,883 Mil. Penske Automotive Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 4.98.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Penske Automotive Group's Debt-to-EBITDA or its related term are showing as below:

PAG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.3   Med: 5.89   Max: 9.53
Current: 5.38

During the past 13 years, the highest Debt-to-EBITDA Ratio of Penske Automotive Group was 9.53. The lowest was 3.30. And the median was 5.89.

PAG's Debt-to-EBITDA is ranked worse than
78.95% of 1102 companies
in the Vehicles & Parts industry
Industry Median: 2.275 vs PAG: 5.38

Penske Automotive Group  (NYSE:PAG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Penske Automotive Group Debt-to-EBITDA Related Terms

Penske Automotive Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Penske Automotive Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Penske Automotive Group Debt-to-EBITDA Chart

Penske Automotive Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Penske Automotive Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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PAG vs ALTB, KMX, RUSHA: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, Penske Automotive Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Penske Automotive Group Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Penske Automotive Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Penske Automotive Group's Debt-to-EBITDA falls into.


PAG
85GF Score
Penske Automotive Group Inc PAG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Penske Automotive Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Penske Automotive Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4550.8 + 4272) / 1527.6
=5.78

Penske Automotive Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4862.7 + 4508.5) / 1883.2
=4.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Penske Automotive Group (PAG) Overvalued in 2026?

Based on GuruFocus' analysis, Penske Automotive Group stock appears to be overvalued. The current stock price of $212.61 is trading 22.3% above its estimated GF Value™ of $173.79. GuruFocus considers Penske Automotive Group to be Modestly Overvalued.

Key valuation signals for PAG:

  • Debt-to-EBITDA:
  • GF Value™: $173.79 vs. price of $212.61 (22.3% above fair value)
  • GF Score™: 85/100 with 8 warning signs

No single metric tells the full story. See the PAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Penske Automotive Group Business Description

Other Exchanges UA9:Germany
Address 2555 Telegraph Road, Bloomfield Hills, MI, USA, 48302-0954
Penske Automotive Group operates in 19 US states and overseas. It has about 150 US and Puerto Rico light-vehicle stores as well as 217 franchised dealerships overseas, primarily in the United Kingdom but also in Australia, Germany, Italy, and Japan. The company is the third-largest US publicly traded dealership in terms of light-vehicle revenue and sells more than 40 brands, with over 90% of retail automotive revenue coming from luxury and import names. Other segments are service and finance and insurance. The firm's Premier Truck Group owns 45 truck dealerships selling mostly Freightliner and Western Star brands, and Penske owns 15 used-vehicle stores, mostly in the US and UK under the CarShop (US) and Sytner Select (UK) brands. Penske is based in Bloomfield Hills, Michigan.
85GF Score

Get the complete analysis for PAG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$212.61
Price
$173.79
GF Value