RL Commercial REITPHS:RCR +0.27%59 Debt-to-EBITDA is 0.08 as of Mar. 2026, which is 167% above its 10-year median of 0.03. GuruFocus rates PHS:RCR with a GF Score™ of 59/100 and a GF Value™ of ₱7.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 580 REITs companies, RL Commercial REIT ranks better than 99.48% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for RL Commercial REIT's Debt-to-EBITDA or its related term are showing as below:
PHS:RCR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.05 Med: 0.03 Max: 0.15
Current: 0.03
During the past 7 years, the highest Debt-to-EBITDA Ratio of RL Commercial REIT was 0.15. The lowest was -0.05. And the median was 0.03.
PHS:RCR's Debt-to-EBITDA is ranked better than 99.48% of 580
companies
in the REITs industry
Industry Median: 6.495
vs PHS:RCR: 0.03
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
RL Commercial REIT Debt-to-EBITDA Related Terms
RL Commercial REIT Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for RL Commercial REIT's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:RCR vs BXP, ARE, VNO: Debt-to-EBITDA Comparison
For the REIT - Office subindustry, RL Commercial REIT's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RL Commercial REIT Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, RL Commercial REIT's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where RL Commercial REIT's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
RL Commercial REIT (PHS:RCR) has a Debt-to-EBITDA of 0.08 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on RL Commercial REIT. This is 167% above median its historical median of 0.03. According to the industry distribution chart, RL Commercial REIT ranks #3 out of 580 companies in the REITs industry, placing it in the top 0.5%.
Is RL Commercial REIT's Debt-to-EBITDA too high?
RL Commercial REIT's current Debt-to-EBITDA of 0.08 is 167% above median its 10-year median of 0.03. The REITs industry median Debt-to-EBITDA is 6.50. RL Commercial REIT's value of 0.08 is 98.8% below this industry median. Based on the distribution chart, RL Commercial REIT ranks #3 out of 580 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, RL Commercial REIT has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does RL Commercial REIT's Debt-to-EBITDA compare to BXP and ARE?
According to the REITs industry distribution chart, RL Commercial REIT ranks #3 out of 580 companies for Debt-to-EBITDA. This places RL Commercial REIT in the top 1% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 6.50. RL Commercial REIT's value of 0.08 is 98.8% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 6.50, RL Commercial REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.50, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RL Commercial REIT's current Debt-to-EBITDA of 0.08 is 98.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on RL Commercial REIT. For the REITs industry, the median Debt-to-EBITDA is 6.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RL Commercial REIT's current Debt-to-EBITDA is 0.08, which is 167% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RL Commercial REIT stock overvalued right now?
Based on GuruFocus' analysis, RL Commercial REIT (PHS:RCR) is currently considered Fairly Valued. The stock's GF Value™ is ₱7.16, compared to a current price of ₱7.32 — trading 2.2% above its estimated fair value. The current Debt-to-EBITDA is 0.08, which is 167% above median its 10-year median of 0.03 and 98.8% below the REITs industry median of 6.50. RL Commercial REIT's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For RL Commercial REIT (PHS:RCR), the current Debt-to-EBITDA is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RL Commercial REIT (PHS:RCR) Overvalued in 2026?
Based on GuruFocus' analysis, RL Commercial REIT stock appears to be overvalued.
The current stock price of ₱7.32 is trading 2.2% above its estimated GF Value™ of ₱7.16.
GuruFocus considers RL Commercial REIT to be Fairly Valued.
Key valuation signals for PHS:RCR:
Debt-to-EBITDA: 0.08 (167% above median its 10-year median of 0.03)
GF Value™: ₱7.16 vs. price of ₱7.32 (2.2% above fair value)
Industry Position: 98.8% below the REITs median (#3 of 580)
No single metric tells the full story. See the PHS:RCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RL Commercial REIT Inc is a real estate company established in the Philippines. The portfolio of the company includes Exxa Tower, Robinsons Galleria Cebu Office, Robinsons Place Luisita 1, Cybergate Naga and Cybergate Delta 1, and others.
59GF Score
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