RL Commercial REITPHS:RCR +1.43%61 Interest Coverage is 214.82 as of Mar. 2026, which is 51% below its 10-year median of 434.67. GuruFocus rates PHS:RCR with a GF Score™ of 61/100 and a GF Value™ of ₱7.17 (Fairly Valued). The stock has 3 warning signs investors should review. Among 700 REITs companies, RL Commercial REIT ranks better than 86.43% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. RL Commercial REIT's
Operating Income
for the
three
months ended in Mar. 2026 was ₱2,315 Mil. RL Commercial REIT's Interest Expense for the
three
months ended in Mar. 2026 was ₱-11 Mil.
RL Commercial REIT's interest coverage for the quarter that ended in Mar. 2026 was 214.82.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. RL Commercial REIT Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for RL Commercial REIT's Interest Coverage or its related term are showing as below:
PHS:RCR'
s Interest Coverage Range Over the Past 10 Years
Min: 173.52 Med: 434.67 Max: No Debt
Current: 197.05
PHS:RCR's Interest Coverage is ranked better than 86.43% of 700
companies
in the REITs industry
Industry Median: 3.095
vs PHS:RCR: 197.05
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
RL Commercial REIT Interest Coverage Related Terms
RL Commercial REIT Interest Coverage Historical Data
* Premium members only.
The historical data trend for RL Commercial REIT's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:RCR vs BXP, ARE, VNO: Interest Coverage Comparison
For the REIT - Office subindustry, RL Commercial REIT's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RL Commercial REIT Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, RL Commercial REIT's Interest Coverage distribution charts can be found below:
* The bar in red indicates where RL Commercial REIT's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RL Commercial REIT (PHS:RCR) has a Interest Coverage of 214.82 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RL Commercial REIT and its competitors. This is 51% below median its historical median of 434.67. Over the past decade, RL Commercial REIT's Interest Coverage has ranged from 173.52 to 10,000.00. According to the industry distribution chart, RL Commercial REIT ranks #95 out of 700 companies in the REITs industry, placing it in the top 13.6%.
Is RL Commercial REIT's Interest Coverage too high?
RL Commercial REIT's current Interest Coverage of 214.82 is 51% below median its 10-year median of 434.67. Over the past 10 years, this metric has ranged from a low of 173.52 to a high of 10,000.00. The REITs industry median Interest Coverage is 3.10. RL Commercial REIT's value of 214.82 is 6840.9% above this industry median. Based on the distribution chart, RL Commercial REIT ranks #95 out of 700 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, RL Commercial REIT has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does RL Commercial REIT's Interest Coverage compare to BXP and ARE?
According to the REITs industry distribution chart, RL Commercial REIT ranks #95 out of 700 companies for Interest Coverage. This places RL Commercial REIT in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 3.10. RL Commercial REIT's value of 214.82 is 6840.9% above this benchmark. Historically, RL Commercial REIT's own Interest Coverage has ranged from 173.52 to 10,000.00 over the past decade. While the company's 10-year median is 434.67 vs. the industry median of 3.10, RL Commercial REIT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.10, based on 700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RL Commercial REIT's current Interest Coverage of 214.82 is 6840.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RL Commercial REIT and its competitors. For the REITs industry, the median Interest Coverage is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RL Commercial REIT's current Interest Coverage is 214.82, which is 51% below median its own 10-year median of 434.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RL Commercial REIT stock overvalued right now?
Based on GuruFocus' analysis, RL Commercial REIT (PHS:RCR) is currently considered Fairly Valued. The stock's GF Value™ is ₱7.17, compared to a current price of ₱7.10 — trading 1% below its estimated fair value. The current Interest Coverage is 214.82, which is 51% below median its 10-year median of 434.67 and 6840.9% above the REITs industry median of 3.10. RL Commercial REIT's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RL Commercial REIT (PHS:RCR), the current Interest Coverage is 214.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RL Commercial REIT (PHS:RCR) Overvalued in 2026?
Based on GuruFocus' analysis, RL Commercial REIT stock appears to be undervalued.
The current stock price of ₱7.10 is trading 1% below its estimated GF Value™ of ₱7.17.
GuruFocus considers RL Commercial REIT to be Fairly Valued.
Key valuation signals for PHS:RCR:
Interest Coverage: 214.82 (51% below median its 10-year median of 434.67)
GF Value™: ₱7.17 vs. price of ₱7.10 (1% below fair value)
Industry Position: 6840.9% above the REITs median (#95 of 700)
No single metric tells the full story. See the PHS:RCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RL Commercial REIT Inc is a real estate company established in the Philippines. The portfolio of the company includes Exxa Tower, Robinsons Galleria Cebu Office, Robinsons Place Luisita 1, Cybergate Naga and Cybergate Delta 1, and others.
61GF Score
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