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Infinite Finance CoTPE:6958 -0.54%27 Debt-to-EBITDA is 12.88 as of Mar. 2026, which is 26% below its 10-year median of 17.40. GuruFocus rates TPE:6958 with a GF Score™ of 27/100 and a GF Value™ of NT$23.29 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 285 Credit Services companies, Infinite Finance Co ranks worse than 62.11% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Infinite Finance Co's Debt-to-EBITDA or its related term are showing as below:
TPE:6958'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 12.89 Med: 17.4 Max: 18.11
Current: 12.89
During the past 4 years, the highest Debt-to-EBITDA Ratio of Infinite Finance Co was 18.11. The lowest was 12.89. And the median was 17.40.
TPE:6958's Debt-to-EBITDA is ranked worse than 62.11% of 285
companies
in the Credit Services industry
Industry Median: 9
vs TPE:6958: 12.89
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Infinite Finance Co Debt-to-EBITDA Related Terms
Infinite Finance Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Infinite Finance Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Infinite Finance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinite Finance Co Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Infinite Finance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Infinite Finance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Infinite Finance Co (TPE:6958) has a Debt-to-EBITDA of 12.88 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Infinite Finance Co. This is 26% below median its historical median of 17.40. Over the past decade, Infinite Finance Co's Debt-to-EBITDA has ranged from 12.89 to 18.11. According to the industry distribution chart, Infinite Finance Co ranks #177 out of 285 companies in the Credit Services industry, placing it in the top 62.1%.
Is Infinite Finance Co's Debt-to-EBITDA too high?
Infinite Finance Co's current Debt-to-EBITDA of 12.88 is 26% below median its 10-year median of 17.40. Over the past 10 years, this metric has ranged from a low of 12.89 to a high of 18.11. The Credit Services industry median Debt-to-EBITDA is 9.00. Infinite Finance Co's value of 12.88 is 43.1% above this industry median. Based on the distribution chart, Infinite Finance Co ranks #177 out of 285 companies in the Credit Services industry, which is below the industry midpoint. Overall, Infinite Finance Co has a GF Score™ of 27/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #177 out of 285 companies for Debt-to-EBITDA. This places Infinite Finance Co in the lower half of its industry. The industry median Debt-to-EBITDA is 9.00. Infinite Finance Co's value of 12.88 is 43.1% above this benchmark. Historically, Infinite Finance Co's own Debt-to-EBITDA has ranged from 12.89 to 18.11 over the past decade. While the company's 10-year median is 17.40 vs. the industry median of 9.00, Infinite Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.00, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinite Finance Co's current Debt-to-EBITDA of 12.88 is 43.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Infinite Finance Co. For the Credit Services industry, the median Debt-to-EBITDA is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current Debt-to-EBITDA is 12.88, which is 26% below median its own 10-year median of 17.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$23.29, compared to a current price of NT$18.35 — trading 21.2% below its estimated fair value. The current Debt-to-EBITDA is 12.88, which is 26% below median its 10-year median of 17.40 and 43.1% above the Credit Services industry median of 9.00. Infinite Finance Co's overall GF Score™ is 27/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current Debt-to-EBITDA is 12.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinite Finance Co (TPE:6958) Overvalued in 2026?
Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued.
The current stock price of NT$18.35 is trading 21.2% below its estimated GF Value™ of NT$23.29.
GuruFocus considers Infinite Finance Co to be Modestly Undervalued.
Key valuation signals for TPE:6958:
Debt-to-EBITDA: 12.88 (26% below median its 10-year median of 17.40)
GF Value™: NT$23.29 vs. price of NT$18.35 (21.2% below fair value)
Industry Position: 43.1% above the Credit Services median (#177 of 285)
No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
27GF Score
Get the complete analysis for TPE:6958
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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