Infinite Finance Co (TPE:6958) ROC (Joel Greenblatt) %: 6.62% (As of Dec. 2025) — Near Median

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TPE:6958 Infinite Finance Co Ltd TPE:6958
24 GF Score
Price NT$18.55
GF Value NT$26.56
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Infinite Finance Co ROC (Joel Greenblatt) %?

Infinite Finance Co TPE:6958 +3.06% 24 ROC (Joel Greenblatt) % is 6.62% as of Dec. 2025, which is 2% below its 10-year median of 6.74. GuruFocus rates TPE:6958 with a GF Score™ of 24/100 and a GF Value™ of NT$26.56 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 415 Credit Services companies, Infinite Finance Co ranks worse than 63.37% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Infinite Finance Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.62%.

The historical rank and industry rank for Infinite Finance Co's ROC (Joel Greenblatt) % or its related term are showing as below:

TPE:6958' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 4.75   Med: 6.74   Max: 8.38
Current: 8.32

During the past 4 years, Infinite Finance Co's highest ROC (Joel Greenblatt) % was 8.38%. The lowest was 4.75%. And the median was 6.74%.

TPE:6958's ROC (Joel Greenblatt) % is ranked worse than
63.37% of 415 companies
in the Credit Services industry
Industry Median: 38.99 vs TPE:6958: 8.32

Infinite Finance Co's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Infinite Finance Co  (TPE:6958) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Infinite Finance Co ROC (Joel Greenblatt) % Related Terms


Infinite Finance Co ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Infinite Finance Co's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinite Finance Co ROC (Joel Greenblatt) % Chart

Infinite Finance Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
4.75 6.27 7.20 8.38

Infinite Finance Co Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.88 8.69 9.40 8.52 6.62

TPE:6958 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Infinite Finance Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinite Finance Co ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Infinite Finance Co's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Infinite Finance Co's ROC (Joel Greenblatt) % falls into.


TPE:6958
24GF Score
Infinite Finance Co Ltd TPE:6958
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinite Finance Co ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Sep. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 580.844) - (760.493 + 0 + 5542.42)
=-5722.069

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 486.041) - (771.311 + 0 + 5200.268)
=-5485.538

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Infinite Finance Co for the quarter that ended in Dec. 2025 can be restated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=789.788/( ( (11898.061 + max(-5722.069, 0)) + (11953.606 + max(-5485.538, 0)) )/ 2 )
=789.788/( ( 11898.061 + 11953.606 )/ 2 )
=789.788/11925.8335
=6.62 %

Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 6.62% mean?
Infinite Finance Co (TPE:6958) has a ROC (Joel Greenblatt) % of 6.62% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Infinite Finance Co and its competitors. This is near median its historical median of 6.74. Over the past decade, Infinite Finance Co's ROC (Joel Greenblatt) % has ranged from 4.75 to 8.38. According to the industry distribution chart, Infinite Finance Co ranks #263 out of 415 companies in the Credit Services industry, placing it in the top 63.4%.
Is Infinite Finance Co's ROC (Joel Greenblatt) % too high?
Infinite Finance Co's current ROC (Joel Greenblatt) % of 6.62% is near median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 4.75 to a high of 8.38. The Credit Services industry median ROC (Joel Greenblatt) % is 38.99. Infinite Finance Co's value of 6.62% is 83% below this industry median. Based on the distribution chart, Infinite Finance Co ranks #263 out of 415 companies in the Credit Services industry, which is below the industry midpoint. Overall, Infinite Finance Co has a GF Score™ of 24/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #263 out of 415 companies for ROC (Joel Greenblatt) %. This places Infinite Finance Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. Infinite Finance Co's value of 6.62% is 83% below this benchmark. Historically, Infinite Finance Co's own ROC (Joel Greenblatt) % has ranged from 4.75 to 8.38 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 38.99, Infinite Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinite Finance Co's current ROC (Joel Greenblatt) % of 6.62% is 83% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Infinite Finance Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current ROC (Joel Greenblatt) % is 6.62%, which is near median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.56, compared to a current price of NT$18.55 — trading 30.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is 6.62%, which is near median its 10-year median of 6.74 and 83% below the Credit Services industry median of 38.99. Infinite Finance Co's overall GF Score™ is 24/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current ROC (Joel Greenblatt) % is 6.62% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinite Finance Co (TPE:6958) Overvalued in 2026?

Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued. The current stock price of NT$18.55 is trading 30.2% below its estimated GF Value™ of NT$26.56. GuruFocus considers Infinite Finance Co to be Possible Value Trap.

Key valuation signals for TPE:6958:

  • ROC (Joel Greenblatt) %: 6.62% (near median its 10-year median of 6.74)
  • GF Value™: NT$26.56 vs. price of NT$18.55 (30.2% below fair value)
  • GF Score™: 24/100 with 7 warning signs
  • Industry Position: 83% below the Credit Services median (#263 of 415)

No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinite Finance Co Business Description

Address No. 68, Songjiang Road, 7th Floor, Zhongshan District, Taipei, TWN, 104
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
24GF Score

Get the complete analysis for TPE:6958

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$18.55
Price
NT$26.56
GF Value