Infinite Finance Co (TPE:6958) ROE %: -11.22% (As of Dec. 2025)


TPE:6958 Infinite Finance Co Ltd TPE:6958
24 GF Score
Price NT$16.40
GF Value NT$26.76
Valuation Possible Value Trap
! 6 Warning Signs
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What is Infinite Finance Co ROE %?

Infinite Finance Co TPE:6958 -6.29% 24 ROE % is -11.22% as of Dec. 2025. GuruFocus rates TPE:6958 with a GF Score™ of 24/100 and a GF Value™ of NT$26.76 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 529 Credit Services companies, Infinite Finance Co ranks worse than 88.09% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Infinite Finance Co's annualized net income for the quarter that ended in Dec. 2025 was NT$-1,088 Mil. Infinite Finance Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was NT$9,695 Mil. Therefore, Infinite Finance Co's annualized ROE % for the quarter that ended in Dec. 2025 was -11.22%.

The historical rank and industry rank for Infinite Finance Co's ROE % or its related term are showing as below:

TPE:6958' s ROE % Range Over the Past 10 Years
Min: -9.73   Med: 4.82   Max: 6.39
Current: -9.73

During the past 4 years, Infinite Finance Co's highest ROE % was 6.39%. The lowest was -9.73%. And the median was 4.82%.

TPE:6958's ROE % is ranked worse than
88.09% of 529 companies
in the Credit Services industry
Industry Median: 6.61 vs TPE:6958: -9.73

Infinite Finance Co  (TPE:6958) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-1087.528/9695.1305
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-1087.528 / 8298.228)*(8298.228 / 78557.454)*(78557.454 / 9695.1305)
=Net Margin %*Asset Turnover*Equity Multiplier
=-13.11 %*0.1056*8.1028
=ROA %*Equity Multiplier
=-1.38 %*8.1028
=-11.22 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-1087.528/9695.1305
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-1087.528 / -1814.72) * (-1814.72 / 789.788) * (789.788 / 8298.228) * (8298.228 / 78557.454) * (78557.454 / 9695.1305)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.5993 * -2.2977 * 9.52 % * 0.1056 * 8.1028
=-11.22 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Infinite Finance Co ROE % Related Terms


Infinite Finance Co ROE % Historical Data

* Premium members only.

The historical data trend for Infinite Finance Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinite Finance Co ROE % Chart

Infinite Finance Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
6.39 5.49 4.15 -9.42

Infinite Finance Co Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.94 -4.31 -8.98 -15.30 -11.22

TPE:6958 vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Infinite Finance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinite Finance Co ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Infinite Finance Co's ROE % distribution charts can be found below:

* The bar in red indicates where Infinite Finance Co's ROE % falls into.


TPE:6958
24GF Score
Infinite Finance Co Ltd TPE:6958
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinite Finance Co ROE % Calculation

Infinite Finance Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-959.738/( (10250.597+10133.444)/ 2 )
=-959.738/10192.0205
=-9.42 %

Infinite Finance Co's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-1087.528/( (9256.817+10133.444)/ 2 )
=-1087.528/9695.1305
=-11.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -11.22% mean?
Infinite Finance Co (TPE:6958) has a ROE % of -11.22% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Infinite Finance Co and its competitors. According to the industry distribution chart, Infinite Finance Co ranks #466 out of 529 companies in the Credit Services industry, placing it in the top 88.1%.
Is Infinite Finance Co's ROE % too high?
Infinite Finance Co's current ROE % is -11.22%. Based on the distribution chart, Infinite Finance Co ranks #466 out of 529 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Infinite Finance Co has a GF Score™ of 24/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #466 out of 529 companies for ROE %. This places Infinite Finance Co in the lower half of its industry. The industry median ROE % is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Infinite Finance Co and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current ROE % is -11.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.76, compared to a current price of NT$16.40 — trading 38.7% below its estimated fair value. The current ROE % is -11.22%. Infinite Finance Co's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current ROE % is -11.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinite Finance Co (TPE:6958) Overvalued in 2026?

Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued. The current stock price of NT$16.40 is trading 38.7% below its estimated GF Value™ of NT$26.76. GuruFocus considers Infinite Finance Co to be Possible Value Trap.

Key valuation signals for TPE:6958:

  • ROE %: -11.22%
  • GF Value™: NT$26.76 vs. price of NT$16.40 (38.7% below fair value)
  • GF Score™: 24/100 with 6 warning signs

No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinite Finance Co Business Description

Address No. 68, Songjiang Road, 7th Floor, Zhongshan District, Taipei, TWN, 104
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
24GF Score

Get the complete analysis for TPE:6958

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$16.40
Price
NT$26.76
GF Value