Infinite Finance Co (TPE:6958) Piotroski F-Score: 3 (As of Jun. 26, 2026) — 25% Below Median


TPE:6958 Infinite Finance Co Ltd TPE:6958
24 GF Score
Price NT$16.40
GF Value NT$26.76
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Infinite Finance Co Piotroski F-Score?

Infinite Finance Co TPE:6958 -6.29% 24 Piotroski F-Score is 3 as of Jun. 26, 2026, which is 25% below its 10-year median of 4.00. GuruFocus rates TPE:6958 with a GF Score™ of 24/100 and a GF Value™ of NT$26.76 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 532 Credit Services companies, Infinite Finance Co ranks worse than 74.06% on this metric.

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Infinite Finance Co has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

The historical rank and industry rank for Infinite Finance Co's Piotroski F-Score or its related term are showing as below:

TPE:6958' s Piotroski F-Score Range Over the Past 10 Years
Min: 3   Med: 4   Max: 5
Current: 3

During the past 4 years, the highest Piotroski F-Score of Infinite Finance Co was 5. The lowest was 3. And the median was 4.

Infinite Finance Co  (TPE:6958) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


Infinite Finance Co Piotroski F-Score Related Terms


Infinite Finance Co Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for Infinite Finance Co's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinite Finance Co Piotroski F-Score Chart

Infinite Finance Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
N/A N/A 5.00 3.00

Infinite Finance Co Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 N/A 4.00 4.00 3.00

TPE:6958 vs V, MA, AXP: Piotroski F-Score Comparison

For the Credit Services subindustry, Infinite Finance Co's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinite Finance Co Piotroski F-Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Infinite Finance Co's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where Infinite Finance Co's Piotroski F-Score falls into.


TPE:6958
24GF Score
Infinite Finance Co Ltd TPE:6958
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec25) TTM:Last Year (Dec24) TTM:
Net Income was -110.442 + -220.685 + -356.729 + -271.882 = NT$-960 Mil.
Cash Flow from Operations was 4860.972 + 5087.333 + 3280.821 + 3981.021 = NT$17,210 Mil.
Revenue was 2124.653 + 2117.611 + 2030.053 + 2074.557 = NT$8,347 Mil.
Gross Profit was 764.501 + 775.824 + 745.168 + 740.703 = NT$3,026 Mil.
Average Total Assets from the begining of this year (Dec24)
to the end of this year (Dec25) was
(91680.888 + 91431.022 + 83990.528 + 79362.412 + 77752.496) / 5 = NT$84843.4692 Mil.
Total Assets at the begining of this year (Dec24) was NT$91,681 Mil.
Long-Term Debt & Capital Lease Obligation was NT$9,571 Mil.
Total Current Assets was NT$52,010 Mil.
Total Current Liabilities was NT$54,727 Mil.
Net Income was 107.53 + 174.525 + 146.956 + -24.113 = NT$405 Mil.

Revenue was 2075.491 + 1976.991 + 2140.95 + 2050.606 = NT$8,244 Mil.
Gross Profit was 753.49 + 723.587 + 763.685 + 762.655 = NT$3,003 Mil.
Average Total Assets from the begining of last year (Dec23)
to the end of last year (Dec24) was
(86800.301 + 89549.529 + 93119.142 + 93461.603 + 91680.888) / 5 = NT$90922.2926 Mil.
Total Assets at the begining of last year (Dec23) was NT$86,800 Mil.
Long-Term Debt & Capital Lease Obligation was NT$9,393 Mil.
Total Current Assets was NT$65,044 Mil.
Total Current Liabilities was NT$68,225 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Infinite Finance Co's current Net Income (TTM) was -960. ==> Negative ==> Score 0.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

Infinite Finance Co's current Cash Flow from Operations (TTM) was 17,210. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Dec24)
=-959.738/91680.888
=-0.01046825

ROA (Last Year)=Net Income/Total Assets (Dec23)
=404.898/86800.301
=0.00466471

Infinite Finance Co's return on assets of this year was -0.01046825. Infinite Finance Co's return on assets of last year was 0.00466471. ==> Last year is higher ==> Score 0.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

Infinite Finance Co's current Net Income (TTM) was -960. Infinite Finance Co's current Cash Flow from Operations (TTM) was 17,210. ==> 17,210 > -960 ==> CFROA > ROA ==> Score 1.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Dec25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec24 to Dec25
=9570.876/84843.4692
=0.11280628

Gearing (Last Year: Dec24)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Dec23 to Dec24
=9392.676/90922.2926
=0.10330443

Infinite Finance Co's gearing of this year was 0.11280628. Infinite Finance Co's gearing of last year was 0.10330443. ==> Last year is lower than this year ==> Score 0.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Dec25)=Total Current Assets/Total Current Liabilities
=52010.035/54726.885
=0.95035621

Current Ratio (Last Year: Dec24)=Total Current Assets/Total Current Liabilities
=65044.24/68224.772
=0.95338157

Infinite Finance Co's current ratio of this year was 0.95035621. Infinite Finance Co's current ratio of last year was 0.95338157. ==> Last year's current ratio is higher ==> Score 0.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

Infinite Finance Co's number of shares in issue this year was 403.289. Infinite Finance Co's number of shares in issue last year was 403.965. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=3026.196/8346.874
=0.36255441

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=3003.417/8244.038
=0.36431382

Infinite Finance Co's gross margin of this year was 0.36255441. Infinite Finance Co's gross margin of last year was 0.36431382. ==> Last year's gross margin is higher ==> Score 0.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Dec24)
=8346.874/91680.888
=0.09104268

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Dec23)
=8244.038/86800.301
=0.09497707

Infinite Finance Co's asset turnover of this year was 0.09104268. Infinite Finance Co's asset turnover of last year was 0.09497707. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=0+1+0+1+0+0+1+0+0
=3

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

Infinite Finance Co has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 3 mean?
Infinite Finance Co (TPE:6958) has a Piotroski F-Score of 3 as of Jun. 26, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Infinite Finance Co and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, Infinite Finance Co's Piotroski F-Score has ranged from 3.00 to 5.00. According to the industry distribution chart, Infinite Finance Co ranks #394 out of 532 companies in the Credit Services industry, placing it in the top 74.1%.
Is Infinite Finance Co's Piotroski F-Score too high?
Infinite Finance Co's current Piotroski F-Score of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. The Credit Services industry median Piotroski F-Score is 5.00. Infinite Finance Co's value of 3 is 40% below this industry median. Based on the distribution chart, Infinite Finance Co ranks #394 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, Infinite Finance Co has a GF Score™ of 24/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's Piotroski F-Score compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #394 out of 532 companies for Piotroski F-Score. This places Infinite Finance Co in the lower half of its industry. The industry median Piotroski F-Score is 5.00. Infinite Finance Co's value of 3 is 40% below this benchmark. Historically, Infinite Finance Co's own Piotroski F-Score has ranged from 3.00 to 5.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, Infinite Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Credit Services company?
The median Piotroski F-Score among Credit Services companies is 5.00, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinite Finance Co's current Piotroski F-Score of 3 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Infinite Finance Co and its competitors. For the Credit Services industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current Piotroski F-Score is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.76, compared to a current price of NT$16.40 — trading 38.7% below its estimated fair value. The current Piotroski F-Score is 3, which is 25% below median its 10-year median of 4.00 and 40% below the Credit Services industry median of 5.00. Infinite Finance Co's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current Piotroski F-Score is 3 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinite Finance Co (TPE:6958) Overvalued in 2026?

Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued. The current stock price of NT$16.40 is trading 38.7% below its estimated GF Value™ of NT$26.76. GuruFocus considers Infinite Finance Co to be Possible Value Trap.

Key valuation signals for TPE:6958:

  • Piotroski F-Score: 3 (25% below median its 10-year median of 4.00)
  • GF Value™: NT$26.76 vs. price of NT$16.40 (38.7% below fair value)
  • GF Score™: 24/100 with 6 warning signs
  • Industry Position: 40% below the Credit Services median (#394 of 532)

No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinite Finance Co Business Description

Address No. 68, Songjiang Road, 7th Floor, Zhongshan District, Taipei, TWN, 104
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
24GF Score

Get the complete analysis for TPE:6958

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$16.40
Price
NT$26.76
GF Value