ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Infinite Finance Co's annualizedNet Income for the quarter that ended in Dec. 2025 was NT$-1,088 Mil.
Infinite Finance Co's average Total Assets over the quarter that ended in Dec. 2025 was NT$78,557 Mil. Therefore, Infinite Finance Co's annualized ROA % for the quarter that ended in Dec. 2025 was -1.38%.
The historical rank and industry rank for Infinite Finance Co's ROA % or its related term are showing as below:
TPE:6958'
s ROA % Range Over the Past 10 Years
Min: -1.13 Med: 0.54 Max: 0.8
Current: -1.13
During the past 4 years, Infinite Finance Co's highest ROA % was 0.80%. The lowest was -1.13%. And the median was 0.54%.
TPE:6958's ROA % is ranked worse than 80.04% of 546
companies
in the Credit Services industry
Industry Median: 1.915
vs TPE:6958: -1.13
Infinite Finance Co (TPE:6958) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Infinite Finance Co ROA % Related Terms
Infinite Finance Co ROA % Historical Data
* Premium members only.
The historical data trend for Infinite Finance Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Infinite Finance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinite Finance Co ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Infinite Finance Co's ROA % distribution charts can be found below:
* The bar in red indicates where Infinite Finance Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Infinite Finance Co (TPE:6958) has a ROA % of -1.38% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Infinite Finance Co and its competitors. According to the industry distribution chart, Infinite Finance Co ranks #437 out of 546 companies in the Credit Services industry, placing it in the top 80%.
Is Infinite Finance Co's ROA % too high?
Infinite Finance Co's current ROA % is -1.38%. Based on the distribution chart, Infinite Finance Co ranks #437 out of 546 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Infinite Finance Co has a GF Score™ of 24/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #437 out of 546 companies for ROA %. This places Infinite Finance Co in the lower half of its industry. The industry median ROA % is 1.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Infinite Finance Co and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current ROA % is -1.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.76, compared to a current price of NT$16.40 — trading 38.7% below its estimated fair value. The current ROA % is -1.38%. Infinite Finance Co's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current ROA % is -1.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinite Finance Co (TPE:6958) Overvalued in 2026?
Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued.
The current stock price of NT$16.40 is trading 38.7% below its estimated GF Value™ of NT$26.76.
GuruFocus considers Infinite Finance Co to be Possible Value Trap.
Key valuation signals for TPE:6958:
ROA %: -1.38%
GF Value™: NT$26.76 vs. price of NT$16.40 (38.7% below fair value)
No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
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