Infinite Finance Co (TPE:6958) Altman Z-Score: 0.05 (As of Jun. 30, 2026) — 67% Below Median


TPE:6958 Infinite Finance Co Ltd TPE:6958
24 GF Score
Price NT$16.60
GF Value NT$26.76
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Infinite Finance Co Altman Z-Score?

Infinite Finance Co TPE:6958 +1.84% 24 Altman Z-Score is 0.05 as of Jun. 30, 2026, which is 67% below its 10-year median of 0.15. GuruFocus rates TPE:6958 with a GF Score™ of 24/100 and a GF Value™ of NT$26.76 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 406 Credit Services companies, Infinite Finance Co ranks worse than 91.87% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.05 is in distress zone. This implies bankruptcy possibility in the next two years.

Infinite Finance Co has a Altman Z-Score of 0.05, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Infinite Finance Co's Altman Z-Score or its related term are showing as below:

TPE:6958' s Altman Z-Score Range Over the Past 10 Years
Min: 0.04   Med: 0.15   Max: 0.25
Current: 0.05

During the past 4 years, Infinite Finance Co's highest Altman Z-Score was 0.25. The lowest was 0.04. And the median was 0.15.


Infinite Finance Co  (TPE:6958) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Infinite Finance Co Altman Z-Score Related Terms


Infinite Finance Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Infinite Finance Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinite Finance Co Altman Z-Score Chart

Infinite Finance Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Altman Z-Score
0.00 0.25 0.15 0.04

Infinite Finance Co Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.12 0.15 0.10 0.04

TPE:6958 vs V, MA, AXP: Altman Z-Score Comparison

For the Credit Services subindustry, Infinite Finance Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinite Finance Co Altman Z-Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Infinite Finance Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Infinite Finance Co's Altman Z-Score falls into.


TPE:6958
24GF Score
Infinite Finance Co Ltd TPE:6958
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinite Finance Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Infinite Finance Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0349+1.4*-0.0073+3.3*-0.0205+0.6*0.1086+1.0*0.1074
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was NT$77,752 Mil.
Total Current Assets was NT$52,010 Mil.
Total Current Liabilities was NT$54,727 Mil.
Retained Earnings was NT$-569 Mil.
Pre-Tax Income was -453.68 + -566.3 + -384.961 + -191.792 = NT$-1,597 Mil.
Interest Expense was 0 + 0 + 0 + 0 = NT$0 Mil.
Revenue was 2074.557 + 2030.053 + 2117.611 + 2124.653 = NT$8,347 Mil.
Market Cap (Today) was NT$7,325 Mil.
Total Liabilities was NT$67,443 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(52010.035 - 54726.885)/77752.496
=-0.0349

X2=Retained Earnings/Total Assets
=-569.266/77752.496
=-0.0073

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-1596.733 - 0)/77752.496
=-0.0205

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=7325.403/67443
=0.1086

X5=Revenue/Total Assets
=8346.874/77752.496
=0.1074

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Infinite Finance Co has a Altman Z-Score of 0.05 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.05 mean?
Infinite Finance Co (TPE:6958) has a Altman Z-Score of 0.05 as of Jun. 30, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Infinite Finance Co and its competitors. This is 67% below median its historical median of 0.15. Over the past decade, Infinite Finance Co's Altman Z-Score has ranged from 0.04 to 0.25. According to the industry distribution chart, Infinite Finance Co ranks #373 out of 406 companies in the Credit Services industry, placing it in the top 91.9%.
Is Infinite Finance Co's Altman Z-Score too high?
Infinite Finance Co's current Altman Z-Score of 0.05 is 67% below median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.25. The Credit Services industry median Altman Z-Score is 1.74. Infinite Finance Co's value of 0.05 is 97.1% below this industry median. Based on the distribution chart, Infinite Finance Co ranks #373 out of 406 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Infinite Finance Co has a GF Score™ of 24/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Infinite Finance Co's Altman Z-Score compare to V and MA?
According to the Credit Services industry distribution chart, Infinite Finance Co ranks #373 out of 406 companies for Altman Z-Score. This places Infinite Finance Co in the lower half of its industry. The industry median Altman Z-Score is 1.74. Infinite Finance Co's value of 0.05 is 97.1% below this benchmark. Historically, Infinite Finance Co's own Altman Z-Score has ranged from 0.04 to 0.25 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 1.74, Infinite Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Credit Services company?
The median Altman Z-Score among Credit Services companies is 1.74, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinite Finance Co's current Altman Z-Score of 0.05 is 97.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Infinite Finance Co and its competitors. For the Credit Services industry, the median Altman Z-Score is 1.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinite Finance Co's current Altman Z-Score is 0.05, which is 67% below median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Infinite Finance Co (TPE:6958) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.76, compared to a current price of NT$16.60 — trading 38% below its estimated fair value. The current Altman Z-Score is 0.05, which is 67% below median its 10-year median of 0.15 and 97.1% below the Credit Services industry median of 1.74. Infinite Finance Co's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Infinite Finance Co (TPE:6958), the current Altman Z-Score is 0.05 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinite Finance Co (TPE:6958) Overvalued in 2026?

Based on GuruFocus' analysis, Infinite Finance Co stock appears to be undervalued. The current stock price of NT$16.60 is trading 38% below its estimated GF Value™ of NT$26.76. GuruFocus considers Infinite Finance Co to be Possible Value Trap.

Key valuation signals for TPE:6958:

  • Altman Z-Score: 0.05 (67% below median its 10-year median of 0.15)
  • GF Value™: NT$26.76 vs. price of NT$16.60 (38% below fair value)
  • GF Score™: 24/100 with 6 warning signs
  • Industry Position: 97.1% below the Credit Services median (#373 of 406)

No single metric tells the full story. See the TPE:6958 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinite Finance Co Business Description

Address No. 68, Songjiang Road, 7th Floor, Zhongshan District, Taipei, TWN, 104
Infinite Finance Co Ltd is engaged in the provision of financial leasing, installment, and vehicle financing services. The company provides procurement loans, leasing, and long-term rental services for various types of vehicles, including heavy vehicles, tour buses, vans, and passenger cars. It also offers financing and leasing services for construction and engineering equipment such as cranes, excavators, loaders, stackers, and piling machines, as well as letter of credit services for imported machinery and green energy financing services. Geographically, the company operates mainly in Taiwan, China, and Thailand, with Taiwan being its primary market.
24GF Score

Get the complete analysis for TPE:6958

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$16.60
Price
NT$26.76
GF Value