Naigai Co (TSE:8013) Debt-to-EBITDA : 0.78 (As of Jan. 2026) — 12% Below Median

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TSE:8013 Naigai Co Ltd TSE:8013
56 GF Score
Price 円350.00
GF Value 円293.68
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Naigai Co Debt-to-EBITDA?

Naigai Co TSE:8013 -0.28% 56 Debt-to-EBITDA is 0.78 as of Jan. 2026, which is 12% below its 10-year median of 0.89. GuruFocus rates TSE:8013 with a GF Score™ of 56/100 and a GF Value™ of 円293.68 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 910 Retail - Cyclical companies, Naigai Co ranks worse than 85.49% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Naigai Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was 円1,178 Mil. Naigai Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was 円385 Mil. Naigai Co's annualized EBITDA for the quarter that ended in Jan. 2026 was 円2,016 Mil. Naigai Co's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 was 0.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Naigai Co's Debt-to-EBITDA or its related term are showing as below:

TSE:8013' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.36   Med: 0.89   Max: 10.15
Current: 6.78

During the past 13 years, the highest Debt-to-EBITDA Ratio of Naigai Co was 10.15. The lowest was -1.36. And the median was 0.89.

TSE:8013's Debt-to-EBITDA is ranked worse than
85.49% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.27 vs TSE:8013: 6.78

Naigai Co  (TSE:8013) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Naigai Co Debt-to-EBITDA Related Terms


Naigai Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Naigai Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naigai Co Debt-to-EBITDA Chart

Naigai Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.49 -1.32 7.53 8.25 10.15

Naigai Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.36 17.41 -6.36 0.78 -4.60

TSE:8013 vs TJX, ROST, BURL: Debt-to-EBITDA Comparison

For the Apparel Retail subindustry, Naigai Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naigai Co Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Naigai Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Naigai Co's Debt-to-EBITDA falls into.


TSE:8013
56GF Score
Naigai Co Ltd TSE:8013
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Naigai Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Naigai Co's Debt-to-EBITDA for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1178 + 385) / 154
=10.15

Naigai Co's annualized Debt-to-EBITDA for the quarter that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1178 + 385) / 2016
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jan. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.78 mean?
Naigai Co (TSE:8013) has a Debt-to-EBITDA of 0.78 as of Jan. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naigai Co. This is 12% below median its historical median of 0.89. According to the industry distribution chart, Naigai Co ranks #778 out of 910 companies in the Retail - Cyclical industry, placing it in the top 85.5%.
Is Naigai Co's Debt-to-EBITDA too high?
Naigai Co's current Debt-to-EBITDA of 0.78 is 12% below median its 10-year median of 0.89. The Retail - Cyclical industry median Debt-to-EBITDA is 2.27. Naigai Co's value of 0.78 is 65.6% below this industry median. Based on the distribution chart, Naigai Co ranks #778 out of 910 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Naigai Co has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naigai Co's Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Naigai Co ranks #778 out of 910 companies for Debt-to-EBITDA. This places Naigai Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Naigai Co's value of 0.78 is 65.6% below this benchmark. While the company's 10-year median is 0.89 vs. the industry median of 2.27, Naigai Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.27, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naigai Co's current Debt-to-EBITDA of 0.78 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naigai Co. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naigai Co's current Debt-to-EBITDA is 0.78, which is 12% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naigai Co stock overvalued right now?
Based on GuruFocus' analysis, Naigai Co (TSE:8013) is currently considered Modestly Overvalued. The stock's GF Value™ is 円293.68, compared to a current price of 円350.00 — trading 19.2% above its estimated fair value. The current Debt-to-EBITDA is 0.78, which is 12% below median its 10-year median of 0.89 and 65.6% below the Retail - Cyclical industry median of 2.27. Naigai Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Naigai Co (TSE:8013), the current Debt-to-EBITDA is 0.78 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naigai Co (TSE:8013) Overvalued in 2026?

Based on GuruFocus' analysis, Naigai Co stock appears to be overvalued. The current stock price of 円350.00 is trading 19.2% above its estimated GF Value™ of 円293.68. GuruFocus considers Naigai Co to be Modestly Overvalued.

Key valuation signals for TSE:8013:

  • Debt-to-EBITDA: 0.78 (12% below median its 10-year median of 0.89)
  • GF Value™: 円293.68 vs. price of 円350.00 (19.2% above fair value)
  • GF Score™: 56/100 with 4 warning signs
  • Industry Position: 65.6% below the Retail - Cyclical median (#778 of 910)

No single metric tells the full story. See the TSE:8013 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naigai Co Business Description

Address 7-8-5 Akasaka, Minato-Ku, Tokyo, JPN, 107-0052
Naigai Co Ltd operates in the retail apparel stores industry. The company is primarily engaged in the planning, manufacturing, wholesales and import/export of textile products. It offers pantyhoses; and men's, women's, and children's socks.
56GF Score

Get the complete analysis for TSE:8013

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円350.00
Price
円293.68
GF Value