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Naigai CoTSE:8013 -0.29%56 Interest Coverage is 45.00 as of Jan. 2026, which is 6% above its 10-year median of 42.45. GuruFocus rates TSE:8013 with a GF Score™ of 56/100 and a GF Value™ of 円293.68 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 837 Retail - Cyclical companies, Naigai Co ranks worse than 119474.19% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Naigai Co's
Operating Income
for the
three
months ended in Jan. 2026 was 円270 Mil. Naigai Co's Interest Expense for the
three
months ended in Jan. 2026 was 円-6 Mil.
Naigai Co's interest coverage for the quarter that ended in Jan. 2026 was 45.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Naigai Co's Interest Coverage or its related term are showing as below:
TSE:8013's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.57 * Ranked among companies with meaningful Interest Coverage only.
Naigai Co (TSE:8013) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Naigai Co Interest Coverage Related Terms
Naigai Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Naigai Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:8013 vs TJX, ROST, BURL: Interest Coverage Comparison
For the Apparel Retail subindustry, Naigai Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naigai Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Naigai Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Naigai Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Naigai Co (TSE:8013) has a Interest Coverage of 45.00 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Naigai Co and its competitors. This is near median its historical median of 42.45. According to the industry distribution chart, Naigai Co ranks #999999 out of 837 companies in the Retail - Cyclical industry.
Is Naigai Co's Interest Coverage too high?
Naigai Co's current Interest Coverage of 45.00 is near median its 10-year median of 42.45. The Retail - Cyclical industry median Interest Coverage is 7.57. Naigai Co's value of 45.00 is 494.5% above this industry median. Based on the distribution chart, Naigai Co ranks #999999 out of 837 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Naigai Co has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naigai Co's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Naigai Co ranks #999999 out of 837 companies for Interest Coverage. This places Naigai Co in the lower half of its industry. The industry median Interest Coverage is 7.57. Naigai Co's value of 45.00 is 494.5% above this benchmark. While the company's 10-year median is 42.45 vs. the industry median of 7.57, Naigai Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.57, based on 837 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naigai Co's current Interest Coverage of 45.00 is 494.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Naigai Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naigai Co's current Interest Coverage is 45.00, which is near median its own 10-year median of 42.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naigai Co stock overvalued right now?
Based on GuruFocus' analysis, Naigai Co (TSE:8013) is currently considered Modestly Overvalued. The stock's GF Value™ is 円293.68, compared to a current price of 円349.00 — trading 18.8% above its estimated fair value. The current Interest Coverage is 45.00, which is near median its 10-year median of 42.45 and 494.5% above the Retail - Cyclical industry median of 7.57. Naigai Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Naigai Co (TSE:8013), the current Interest Coverage is 45.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naigai Co (TSE:8013) Overvalued in 2026?
Based on GuruFocus' analysis, Naigai Co stock appears to be overvalued.
The current stock price of 円349.00 is trading 18.8% above its estimated GF Value™ of 円293.68.
GuruFocus considers Naigai Co to be Modestly Overvalued.
Key valuation signals for TSE:8013:
Interest Coverage: 45.00 (near median its 10-year median of 42.45)
GF Value™: 円293.68 vs. price of 円349.00 (18.8% above fair value)
Industry Position: 494.5% above the Retail - Cyclical median (#999999 of 837)
No single metric tells the full story. See the TSE:8013 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naigai Co Ltd operates in the retail apparel stores industry. The company is primarily engaged in the planning, manufacturing, wholesales and import/export of textile products. It offers pantyhoses; and men's, women's, and children's socks.
56GF Score
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