Naigai Co (TSE:8013) Effective Interest Rate on Debt %: 0.00% (As of Jan. 2026)

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TSE:8013 Naigai Co Ltd TSE:8013
59 GF Score
Price 円365.00
GF Value 円293.30
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Naigai Co Effective Interest Rate on Debt %?

Naigai Co TSE:8013 59 Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus rates TSE:8013 with a GF Score™ of 59/100 and a GF Value™ of 円293.30 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Naigai Co's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was 円0 Mil. Naigai Co's average total debt for the quarter that ended in Jan. 2026 was 円1,723 Mil. Therefore, Naigai Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 0.00%.


Naigai Co  (TSE:8013) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Naigai Co Effective Interest Rate on Debt % Related Terms


Naigai Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Naigai Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naigai Co Effective Interest Rate on Debt % Chart

Naigai Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.67 0.73 1.07 1.36

Naigai Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.24 0.00 0.00 1.47

TSE:8013 vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Naigai Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naigai Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Naigai Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Naigai Co's Effective Interest Rate on Debt % falls into.


TSE:8013
59GF Score
Naigai Co Ltd TSE:8013
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Naigai Co Effective Interest Rate on Debt % Calculation

Naigai Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -22/( (1667+1563)/ 2 )
=-1  *  -22/1615
=1.36 %

where

Naigai Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  0/( (1882+1563)/ 2 )
=-1  *  0/1722.5
=0.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Naigai Co (TSE:8013) has a Effective Interest Rate on Debt % of 0.00% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naigai Co and its competitors.
Is Naigai Co's Effective Interest Rate on Debt % too high?
Naigai Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Naigai Co has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naigai Co's Effective Interest Rate on Debt % compare to TJX and ROST?
Naigai Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naigai Co and its competitors. Naigai Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naigai Co stock overvalued right now?
Based on GuruFocus' analysis, Naigai Co (TSE:8013) is currently considered Modestly Overvalued. The stock's GF Value™ is 円293.30, compared to a current price of 円365.00 — trading 24.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Naigai Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Naigai Co (TSE:8013), the current Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naigai Co (TSE:8013) Overvalued in 2026?

Based on GuruFocus' analysis, Naigai Co stock appears to be overvalued. The current stock price of 円365.00 is trading 24.4% above its estimated GF Value™ of 円293.30. GuruFocus considers Naigai Co to be Modestly Overvalued.

Key valuation signals for TSE:8013:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: 円293.30 vs. price of 円365.00 (24.4% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the TSE:8013 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naigai Co Business Description

Address 7-8-5 Akasaka, Minato-Ku, Tokyo, JPN, 107-0052
Naigai Co Ltd operates in the retail apparel stores industry. The company is primarily engaged in the planning, manufacturing, wholesales and import/export of textile products. It offers pantyhoses; and men's, women's, and children's socks.
59GF Score

Get the complete analysis for TSE:8013

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円365.00
Price
円293.30
GF Value