Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Debt-to-Equity: 0.84 (As of Mar. 2026) — 23% Below Median

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BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
24 GF Score
Price COP210.00
GF Value COP208.42
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 24 Debt-to-Equity is 0.84 as of Mar. 2026, which is 23% below its 10-year median of 1.09. GuruFocus rates BOG:BBVACOL with a GF Score™ of 24/100 and a GF Value™ of COP208.42 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,419 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks worse than 61.8% on this metric.

Banco Bilbao Vizcaya Argentaria Colombia's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was COP0 Mil. Banco Bilbao Vizcaya Argentaria Colombia's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was COP6,571,149 Mil. Banco Bilbao Vizcaya Argentaria Colombia's Total Stockholders Equity for the quarter that ended in Mar. 2026 was COP7,828,853 Mil. Banco Bilbao Vizcaya Argentaria Colombia's debt to equity for the quarter that ended in Mar. 2026 was 0.84.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity or its related term are showing as below:

BOG:BBVACOL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.05   Med: 1.09   Max: 2.32
Current: 0.84

During the past 13 years, the highest Debt-to-Equity Ratio of Banco Bilbao Vizcaya Argentaria Colombia was 2.32. The lowest was 0.05. And the median was 1.09.

BOG:BBVACOL's Debt-to-Equity is ranked worse than
61.8% of 1419 companies
in the Banks industry
Industry Median: 0.58 vs BOG:BBVACOL: 0.84

Banco Bilbao Vizcaya Argentaria Colombia  (BOG:BBVACOL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity Related Terms


Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.59 0.99 0.83 0.76 0.61

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 0.81 0.82 0.61 0.84

BOG:BBVACOL vs PNC, USB: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity falls into.


BOG:BBVACOL
24GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Banco Bilbao Vizcaya Argentaria Colombia's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Banco Bilbao Vizcaya Argentaria Colombia's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.84 mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Debt-to-Equity of 0.84 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is 23% below median its historical median of 1.09. Over the past decade, Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity has ranged from 0.05 to 2.32. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #877 out of 1419 companies in the Banks industry, placing it in the top 61.8%.
Is Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Debt-to-Equity of 0.84 is 23% below median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 2.32. The Banks industry median Debt-to-Equity is 0.58. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.84 is 44.8% above this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #877 out of 1419 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 24/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #877 out of 1419 companies for Debt-to-Equity. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.84 is 44.8% above this benchmark. Historically, Banco Bilbao Vizcaya Argentaria Colombia's own Debt-to-Equity has ranged from 0.05 to 2.32 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 0.58, Banco Bilbao Vizcaya Argentaria Colombia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current Debt-to-Equity of 0.84 is 44.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current Debt-to-Equity is 0.84, which is 23% below median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP208.42, compared to a current price of COP210.00 — trading 0.8% above its estimated fair value. The current Debt-to-Equity is 0.84, which is 23% below median its 10-year median of 1.09 and 44.8% above the Banks industry median of 0.58. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Debt-to-Equity is 0.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be overvalued. The current stock price of COP210.00 is trading 0.8% above its estimated GF Value™ of COP208.42. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • Debt-to-Equity: 0.84 (23% below median its 10-year median of 1.09)
  • GF Value™: COP208.42 vs. price of COP210.00 (0.8% above fair value)
  • GF Score™: 24/100 with 4 warning signs
  • Industry Position: 44.8% above the Banks median (#877 of 1419)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
24GF Score

Get the complete analysis for BOG:BBVACOL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP210.00
Price
COP208.42
GF Value