BOG:BBVACOL'
s Net Margin % Range Over the Past 10 Years
Min: -5.52 Med: 15.56 Max: 26.79
Current: 10.96
BOG:BBVACOL's Net Margin % is ranked worse than 86.51% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BOG:BBVACOL: 10.96
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco Bilbao Vizcaya Argentaria Colombia Net Margin % Related Terms
Banco Bilbao Vizcaya Argentaria Colombia Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Bilbao Vizcaya Argentaria Colombia Net Margin % Chart
Banco Bilbao Vizcaya Argentaria Colombia Annual Data
For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Bilbao Vizcaya Argentaria Colombia Net Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Net Margin % of 12.82% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is 18% below median its historical median of 15.56. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1321 out of 1527 companies in the Banks industry, placing it in the top 86.5%.
Is Banco Bilbao Vizcaya Argentaria Colombia's Net Margin % too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Net Margin % of 12.82% is 18% below median its 10-year median of 15.56. The Banks industry median Net Margin % is 26.95. Banco Bilbao Vizcaya Argentaria Colombia's value of 12.82% is 52.4% below this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1321 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1321 out of 1527 companies for Net Margin %. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median Net Margin % is 26.95. Banco Bilbao Vizcaya Argentaria Colombia's value of 12.82% is 52.4% below this benchmark. While the company's 10-year median is 15.56 vs. the industry median of 26.95, Banco Bilbao Vizcaya Argentaria Colombia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current Net Margin % of 12.82% is 52.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current Net Margin % is 12.82%, which is 18% below median its own 10-year median of 15.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP206.83, compared to a current price of COP210.00 — trading 1.5% above its estimated fair value. The current Net Margin % is 12.82%, which is 18% below median its 10-year median of 15.56 and 52.4% below the Banks industry median of 26.95. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Net Margin % is 12.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be overvalued.
The current stock price of COP210.00 is trading 1.5% above its estimated GF Value™ of COP206.83.
GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.
Key valuation signals for BOG:BBVACOL:
Net Margin %: 12.82% (18% below median its 10-year median of 15.56)
GF Value™: COP206.83 vs. price of COP210.00 (1.5% above fair value)
Industry Position: 52.4% below the Banks median (#1321 of 1527)
No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bilbao Vizcaya Argentaria Colombia Business Description
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
26GF Score
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