Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Return-on-Tangible-Asset: 0.73% (As of Mar. 2026) — 18% Below Median

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BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
12 GF Score
Price COP200.00
GF Value COP207.72
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 12 Return-on-Tangible-Asset is 0.73% as of Mar. 2026, which is 18% below its 10-year median of 0.89. GuruFocus rates BOG:BBVACOL with a GF Score™ of 12/100 and a GF Value™ of COP207.72 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,529 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks worse than 73.77% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Banco Bilbao Vizcaya Argentaria Colombia's annualized Net Income for the quarter that ended in Mar. 2026 was COP805,140 Mil. Banco Bilbao Vizcaya Argentaria Colombia's average total tangible assets for the quarter that ended in Mar. 2026 was COP110,777,685 Mil. Therefore, Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.73%.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset or its related term are showing as below:

BOG:BBVACOL' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.28   Med: 0.89   Max: 1.2
Current: 0.58

During the past 13 years, Banco Bilbao Vizcaya Argentaria Colombia's highest Return-on-Tangible-Asset was 1.20%. The lowest was -0.28%. And the median was 0.89%.

BOG:BBVACOL's Return-on-Tangible-Asset is ranked worse than
73.77% of 1529 companies
in the Banks industry
Industry Median: 1 vs BOG:BBVACOL: 0.58

Banco Bilbao Vizcaya Argentaria Colombia  (BOG:BBVACOL) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset Related Terms


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.15 0.24 -0.28 0.42

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.44 0.37 0.78 0.73

BOG:BBVACOL vs PNC, USB: Return-on-Tangible-Asset Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset falls into.


BOG:BBVACOL
12GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Asset Calculation

Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=453376/( (105699899+109695632)/ 2 )
=453376/107697765.5
=0.42 %

Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=805140/( (109695632+111859738)/ 2 )
=805140/110777685
=0.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.73% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Return-on-Tangible-Asset of 0.73% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is 18% below median its historical median of 0.89. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1128 out of 1529 companies in the Banks industry, placing it in the top 73.8%.
Is Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Asset of 0.73% is 18% below median its 10-year median of 0.89. The Banks industry median Return-on-Tangible-Asset is 1.00. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.73% is 27% below this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1128 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 12/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1128 out of 1529 companies for Return-on-Tangible-Asset. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.73% is 27% below this benchmark. While the company's 10-year median is 0.89 vs. the industry median of 1.00, Banco Bilbao Vizcaya Argentaria Colombia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Asset of 0.73% is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Asset is 0.73%, which is 18% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP207.72, compared to a current price of COP200.00 — trading 3.7% below its estimated fair value. The current Return-on-Tangible-Asset is 0.73%, which is 18% below median its 10-year median of 0.89 and 27% below the Banks industry median of 1.00. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Return-on-Tangible-Asset is 0.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be undervalued. The current stock price of COP200.00 is trading 3.7% below its estimated GF Value™ of COP207.72. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • Return-on-Tangible-Asset: 0.73% (18% below median its 10-year median of 0.89)
  • GF Value™: COP207.72 vs. price of COP200.00 (3.7% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 27% below the Banks median (#1128 of 1529)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
12GF Score

Get the complete analysis for BOG:BBVACOL

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP200.00
Price
COP207.72
GF Value