Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Pretax Margin %: 22.85% (As of Mar. 2026) — Near Median


BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
19 GF Score
Price COP200.00
GF Value COP207.00
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin %?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL -4.76% 19 Pretax Margin % is 22.85% as of Mar. 2026, which is 2% above its 10-year median of 22.40. GuruFocus rates BOG:BBVACOL with a GF Score™ of 19/100 and a GF Value™ of COP207.00 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks worse than 82.72% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banco Bilbao Vizcaya Argentaria Colombia's Pre-Tax Income for the three months ended in Mar. 2026 was COP358,842 Mil. Banco Bilbao Vizcaya Argentaria Colombia's Revenue for the three months ended in Mar. 2026 was COP1,570,676 Mil. Therefore, Banco Bilbao Vizcaya Argentaria Colombia's pretax margin for the quarter that ended in Mar. 2026 was 22.85%.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % or its related term are showing as below:

BOG:BBVACOL' s Pretax Margin % Range Over the Past 10 Years
Min: -6.23   Med: 22.4   Max: 41.25
Current: 18.45


BOG:BBVACOL's Pretax Margin % is ranked worse than
82.72% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs BOG:BBVACOL: 18.45

Banco Bilbao Vizcaya Argentaria Colombia  (BOG:BBVACOL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin % Related Terms


Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin % Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.48 41.25 9.14 -6.23 13.48

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.95 13.47 13.88 23.26 22.85

BOG:BBVACOL vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % falls into.


BOG:BBVACOL
19GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Bilbao Vizcaya Argentaria Colombia Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=743282/5513607
=13.48 %

Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=358842/1570676
=22.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 22.85% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Pretax Margin % of 22.85% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is near median its historical median of 22.40. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1264 out of 1528 companies in the Banks industry, placing it in the top 82.7%.
Is Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Pretax Margin % of 22.85% is near median its 10-year median of 22.40. The Banks industry median Pretax Margin % is 34.72. Banco Bilbao Vizcaya Argentaria Colombia's value of 22.85% is 34.2% below this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1264 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 19/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1264 out of 1528 companies for Pretax Margin %. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median Pretax Margin % is 34.72. Banco Bilbao Vizcaya Argentaria Colombia's value of 22.85% is 34.2% below this benchmark. While the company's 10-year median is 22.40 vs. the industry median of 34.72, Banco Bilbao Vizcaya Argentaria Colombia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current Pretax Margin % of 22.85% is 34.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current Pretax Margin % is 22.85%, which is near median its own 10-year median of 22.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP207.00, compared to a current price of COP200.00 — trading 3.4% below its estimated fair value. The current Pretax Margin % is 22.85%, which is near median its 10-year median of 22.40 and 34.2% below the Banks industry median of 34.72. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Pretax Margin % is 22.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be undervalued. The current stock price of COP200.00 is trading 3.4% below its estimated GF Value™ of COP207.00. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • Pretax Margin %: 22.85% (near median its 10-year median of 22.40)
  • GF Value™: COP207.00 vs. price of COP200.00 (3.4% below fair value)
  • GF Score™: 19/100 with 4 warning signs
  • Industry Position: 34.2% below the Banks median (#1264 of 1528)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
19GF Score

Get the complete analysis for BOG:BBVACOL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP200.00
Price
COP207.00
GF Value