Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) FCF Margin %: 48.84% (As of Mar. 2026) — 205% Above Median


BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
26 GF Score
Price COP210.00
GF Value COP206.83
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Colombia FCF Margin %?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 26 FCF Margin % is 48.84% as of Mar. 2026, which is 205% above its 10-year median of 16.01. GuruFocus rates BOG:BBVACOL with a GF Score™ of 26/100 and a GF Value™ of COP206.83 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks better than 75.95% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Bilbao Vizcaya Argentaria Colombia's Free Cash Flow for the three months ended in Mar. 2026 was COP767,094 Mil. Banco Bilbao Vizcaya Argentaria Colombia's Revenue for the three months ended in Mar. 2026 was COP1,570,676 Mil. Therefore, Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % for the quarter that ended in Mar. 2026 was 48.84%.

As of today, Banco Bilbao Vizcaya Argentaria Colombia's current FCF Yield % is 80.87%.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % or its related term are showing as below:

BOG:BBVACOL' s FCF Margin % Range Over the Past 10 Years
Min: -79.25   Med: 16.01   Max: 75.57
Current: 53.05


During the past 13 years, the highest FCF Margin % of Banco Bilbao Vizcaya Argentaria Colombia was 75.57%. The lowest was -79.25%. And the median was 16.01%.

BOG:BBVACOL's FCF Margin % is ranked better than
75.95% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs BOG:BBVACOL: 53.05


Banco Bilbao Vizcaya Argentaria Colombia FCF Margin % Related Terms


Banco Bilbao Vizcaya Argentaria Colombia FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia FCF Margin % Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.48 -53.64 15.14 -37.67 3.25

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -159.43 168.69 -141.90 130.22 48.84

BOG:BBVACOL vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % falls into.


BOG:BBVACOL
26GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Bilbao Vizcaya Argentaria Colombia FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=179266/5513607
=3.25 %

Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=767094/1570676
=48.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 48.84% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a FCF Margin % of 48.84% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is 205% above median its historical median of 16.01. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #362 out of 1505 companies in the Banks industry, placing it in the top 24.1%.
Is Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % too high?
Banco Bilbao Vizcaya Argentaria Colombia's current FCF Margin % of 48.84% is 205% above median its 10-year median of 16.01. The Banks industry median FCF Margin % is 26.55. Banco Bilbao Vizcaya Argentaria Colombia's value of 48.84% is 84% above this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #362 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 26/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #362 out of 1505 companies for FCF Margin %. This places Banco Bilbao Vizcaya Argentaria Colombia in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Banco Bilbao Vizcaya Argentaria Colombia's value of 48.84% is 84% above this benchmark. While the company's 10-year median is 16.01 vs. the industry median of 26.55, Banco Bilbao Vizcaya Argentaria Colombia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current FCF Margin % of 48.84% is 84% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current FCF Margin % is 48.84%, which is 205% above median its own 10-year median of 16.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP206.83, compared to a current price of COP210.00 — trading 1.5% above its estimated fair value. The current FCF Margin % is 48.84%, which is 205% above median its 10-year median of 16.01 and 84% above the Banks industry median of 26.55. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current FCF Margin % is 48.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be overvalued. The current stock price of COP210.00 is trading 1.5% above its estimated GF Value™ of COP206.83. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • FCF Margin %: 48.84% (205% above median its 10-year median of 16.01)
  • GF Value™: COP206.83 vs. price of COP210.00 (1.5% above fair value)
  • GF Score™: 26/100 with 4 warning signs
  • Industry Position: 84% above the Banks median (#362 of 1505)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
26GF Score

Get the complete analysis for BOG:BBVACOL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP210.00
Price
COP206.83
GF Value