Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Margin of Safety % (DCF Dividends Based): -10.43% (As of Sep. 07, 2026)

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BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
19 GF Score
Price COP242.00
GF Value COP210.15
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Colombia Margin of Safety % (DCF Dividends Based)?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 19 Margin of Safety % (DCF Dividends Based) is -10.43% as of Sep. 07, 2026. GuruFocus rates BOG:BBVACOL with a GF Score™ of 19/100 and a GF Value™ of COP210.15 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-09-07), Banco Bilbao Vizcaya Argentaria Colombia's Predictability Rank is 3-Stars. Banco Bilbao Vizcaya Argentaria Colombia's intrinsic value calculated from the Discounted Dividend model is COP243.49 and current share price is COP242.00. Consequently,

Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is -10.43%.


BOG:BBVACOL vs USB, PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) falls into.


BOG:BBVACOL
19GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia Margin of Safety % (DCF Dividends Based) Calculation

Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(219.14-242.00)/219.14
=-10.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of -10.43% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Margin of Safety % (DCF Dividends Based) of -10.43% as of Sep. 07, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banco Bilbao Vizcaya Argentaria Colombia.
Is Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Margin of Safety % (DCF Dividends Based) is -10.43%. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 19/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) compare to USB and PNC?
Banco Bilbao Vizcaya Argentaria Colombia's Margin of Safety % (DCF Dividends Based) of -10.43% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banco Bilbao Vizcaya Argentaria Colombia. Banco Bilbao Vizcaya Argentaria Colombia's current Margin of Safety % (DCF Dividends Based) is -10.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Modestly Overvalued. The stock's GF Value™ is COP210.15, compared to a current price of COP242.00 — trading 15.2% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is -10.43%. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Margin of Safety % (DCF Dividends Based) is -10.43% as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be overvalued. The current stock price of COP242.00 is trading 15.2% above its estimated GF Value™ of COP210.15. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Modestly Overvalued.

Key valuation signals for BOG:BBVACOL:

  • Margin of Safety % (DCF Dividends Based): -10.43%
  • GF Value™: COP210.15 vs. price of COP242.00 (15.2% above fair value)
  • GF Score™: 19/100 with 5 warning signs

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
19GF Score

Get the complete analysis for BOG:BBVACOL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP242.00
Price
COP210.15
GF Value