Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) PB Ratio: 0.45 (As of Jul. 16, 2026) — 44% Below Median

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BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
12 GF Score
Price COP200.00
GF Value COP207.41
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Banco Bilbao Vizcaya Argentaria Colombia PB Ratio?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 12 PB Ratio is 0.45 as of Jul. 16, 2026, which is 44% below its 10-year median of 0.81. GuruFocus rates BOG:BBVACOL with a GF Score™ of 12/100 and a GF Value™ of COP207.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks better than 91.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-16), Banco Bilbao Vizcaya Argentaria Colombia's share price is COP200.00. Banco Bilbao Vizcaya Argentaria Colombia's Book Value per Share for the quarter that ended in Mar. 2026 was COP440.10. Hence, Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio of today is 0.45.

Good Sign:

Banco Bilbao Vizcaya Argentaria Colombia SA stock PB Ratio (=0.45) is close to 10-year low of 0.41.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio or its related term are showing as below:

BOG:BBVACOL' s PB Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.81   Max: 1.18
Current: 0.45

During the past 13 years, Banco Bilbao Vizcaya Argentaria Colombia's highest PB Ratio was 1.18. The lowest was 0.41. And the median was 0.81.

BOG:BBVACOL's PB Ratio is ranked better than
91.3% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs BOG:BBVACOL: 0.45

During the past 12 months, Banco Bilbao Vizcaya Argentaria Colombia's average Book Value Per Share Growth Rate was 3.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Bilbao Vizcaya Argentaria Colombia was 13.90% per year. The lowest was -1.80% per year. And the median was 8.20% per year.

Back to Basics: PB Ratio


Banco Bilbao Vizcaya Argentaria Colombia  (BOG:BBVACOL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banco Bilbao Vizcaya Argentaria Colombia PB Ratio Related Terms


Banco Bilbao Vizcaya Argentaria Colombia PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia PB Ratio Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 0.81 0.52 0.42 0.52

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.42 0.42 0.52 0.55

BOG:BBVACOL vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio falls into.


BOG:BBVACOL
12GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=200.00/440.102
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.45 mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a PB Ratio of 0.45 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is 44% below median its historical median of 0.81. Over the past decade, Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio has ranged from 0.41 to 1.18. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #132 out of 1517 companies in the Banks industry, placing it in the top 8.7%.
Is Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio too high?
Banco Bilbao Vizcaya Argentaria Colombia's current PB Ratio of 0.45 is 44% below median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 1.18. The Banks industry median PB Ratio is 1.11. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.45 is 59.5% below this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #132 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 12/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #132 out of 1517 companies for PB Ratio. This places Banco Bilbao Vizcaya Argentaria Colombia in the top 9% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Banco Bilbao Vizcaya Argentaria Colombia's value of 0.45 is 59.5% below this benchmark. Historically, Banco Bilbao Vizcaya Argentaria Colombia's own PB Ratio has ranged from 0.41 to 1.18 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 1.11, Banco Bilbao Vizcaya Argentaria Colombia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current PB Ratio of 0.45 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current PB Ratio is 0.45, which is 44% below median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP207.41, compared to a current price of COP200.00 — trading 3.6% below its estimated fair value. The current PB Ratio is 0.45, which is 44% below median its 10-year median of 0.81 and 59.5% below the Banks industry median of 1.11. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current PB Ratio is 0.45 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be undervalued. The current stock price of COP200.00 is trading 3.6% below its estimated GF Value™ of COP207.41. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • PB Ratio: 0.45 (44% below median its 10-year median of 0.81)
  • GF Value™: COP207.41 vs. price of COP200.00 (3.6% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 59.5% below the Banks median (#132 of 1517)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
12GF Score

Get the complete analysis for BOG:BBVACOL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP200.00
Price
COP207.41
GF Value