Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Return-on-Tangible-Equity: 10.93% (As of Mar. 2026) — Near Median


BOG:BBVACOL Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
9 GF Score
Price COP200.00
GF Value COP207.29
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity?

Banco Bilbao Vizcaya Argentaria Colombia BOG:BBVACOL 9 Return-on-Tangible-Equity is 10.93% as of Mar. 2026, which is 8% below its 10-year median of 11.88. GuruFocus rates BOG:BBVACOL with a GF Score™ of 9/100 and a GF Value™ of COP207.29 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Banco Bilbao Vizcaya Argentaria Colombia ranks worse than 66.06% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Banco Bilbao Vizcaya Argentaria Colombia's annualized net income for the quarter that ended in Mar. 2026 was COP805,140 Mil. Banco Bilbao Vizcaya Argentaria Colombia's average shareholder tangible equity for the quarter that ended in Mar. 2026 was COP7,363,966 Mil. Therefore, Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.93%.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity or its related term are showing as below:

BOG:BBVACOL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.3   Med: 11.88   Max: 16.4
Current: 8.49

During the past 13 years, Banco Bilbao Vizcaya Argentaria Colombia's highest Return-on-Tangible-Equity was 16.40%. The lowest was -4.30%. And the median was 11.88%.

BOG:BBVACOL's Return-on-Tangible-Equity is ranked worse than
66.06% of 1526 companies
in the Banks industry
Industry Median: 11.195 vs BOG:BBVACOL: 8.49

Banco Bilbao Vizcaya Argentaria Colombia  (BOG:BBVACOL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity Related Terms


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity Chart

Banco Bilbao Vizcaya Argentaria Colombia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.66 16.40 3.79 -4.30 6.19

Banco Bilbao Vizcaya Argentaria Colombia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 6.24 5.25 11.43 10.93

BOG:BBVACOL vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity falls into.


BOG:BBVACOL
9GF Score
Banco Bilbao Vizcaya Argentaria Colombia SA BOG:BBVACOL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Colombia Return-on-Tangible-Equity Calculation

Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=453376/( (7262688+7388926 )/ 2 )
=453376/7325807
=6.19 %

Banco Bilbao Vizcaya Argentaria Colombia's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=805140/( (7388926+7339006)/ 2 )
=805140/7363966
=10.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 10.93% mean?
Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) has a Return-on-Tangible-Equity of 10.93% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. This is near median its historical median of 11.88. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1008 out of 1526 companies in the Banks industry, placing it in the top 66.1%.
Is Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity too high?
Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Equity of 10.93% is near median its 10-year median of 11.88. The Banks industry median Return-on-Tangible-Equity is 11.20. Banco Bilbao Vizcaya Argentaria Colombia's value of 10.93% is 2.4% below this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1008 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Bilbao Vizcaya Argentaria Colombia has a GF Score™ of 9/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria Colombia's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria Colombia ranks #1008 out of 1526 companies for Return-on-Tangible-Equity. This places Banco Bilbao Vizcaya Argentaria Colombia in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Banco Bilbao Vizcaya Argentaria Colombia's value of 10.93% is 2.4% below this benchmark. While the company's 10-year median is 11.88 vs. the industry median of 11.20, Banco Bilbao Vizcaya Argentaria Colombia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Equity of 10.93% is 2.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Bilbao Vizcaya Argentaria Colombia and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria Colombia's current Return-on-Tangible-Equity is 10.93%, which is near median its own 10-year median of 11.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria Colombia stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) is currently considered Fairly Valued. The stock's GF Value™ is COP207.29, compared to a current price of COP200.00 — trading 3.5% below its estimated fair value. The current Return-on-Tangible-Equity is 10.93%, which is near median its 10-year median of 11.88 and 2.4% below the Banks industry median of 11.20. Banco Bilbao Vizcaya Argentaria Colombia's overall GF Score™ is 9/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL), the current Return-on-Tangible-Equity is 10.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria Colombia (BOG:BBVACOL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria Colombia stock appears to be undervalued. The current stock price of COP200.00 is trading 3.5% below its estimated GF Value™ of COP207.29. GuruFocus considers Banco Bilbao Vizcaya Argentaria Colombia to be Fairly Valued.

Key valuation signals for BOG:BBVACOL:

  • Return-on-Tangible-Equity: 10.93% (near median its 10-year median of 11.88)
  • GF Value™: COP207.29 vs. price of COP200.00 (3.5% below fair value)
  • GF Score™: 9/100 with 4 warning signs
  • Industry Position: 2.4% below the Banks median (#1008 of 1526)

No single metric tells the full story. See the BOG:BBVACOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Colombia Business Description

Address Carrera 9 No. 72-21, Bogota, COL, 28046
Banco Bilbao Vizcaya Argentaria Colombia SA operates as a private banking institution. The company's main activities include providing loans to both public and private sector companies as well as individuals. It is also involved in international banking, privatizations, financial projects, and other general banking activities, as well as offering leasing services. The operating business segments are Commercial Banking, Enterprise and Institutional Banking, Corporate and Investment Banking, Asset and Liability Management, and Other Segments. The company operates in cities and towns throughout Colombia and it generates revenue through interest and service fees.
9GF Score

Get the complete analysis for BOG:BBVACOL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP200.00
Price
COP207.29
GF Value