Amlak Finance PJSC (DFM:AMLAK) Debt-to-Equity: 0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:AMLAK Amlak Finance PJSC DFM:AMLAK
26 GF Score
Price د.إ1.19
! 1 Warning Sign
View Full Analysis

What is Amlak Finance PJSC Debt-to-Equity?

Amlak Finance PJSC DFM:AMLAK 26 Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus rates DFM:AMLAK with a GF Score™ of 26/100. The stock has 1 warning sign investors should review. Among 1,419 Banks companies, Amlak Finance PJSC ranks worse than 70472.09% on this metric.

Amlak Finance PJSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ0 Mil. Amlak Finance PJSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was د.إ0 Mil. Amlak Finance PJSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ2,462 Mil. Amlak Finance PJSC's debt to equity for the quarter that ended in Jun. 2026 was 0.00.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Amlak Finance PJSC's Debt-to-Equity or its related term are showing as below:

During the past 13 years, the highest Debt-to-Equity Ratio of Amlak Finance PJSC was 14.54. The lowest was 0.05. And the median was 0.19.

DFM:AMLAK's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58
* Ranked among companies with meaningful Debt-to-Equity only.

Amlak Finance PJSC  (DFM:AMLAK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Amlak Finance PJSC Debt-to-Equity Related Terms


Amlak Finance PJSC Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Amlak Finance PJSC's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC Debt-to-Equity Chart

Amlak Finance PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.11 0.13 0.11 0.00

Amlak Finance PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.00 0.00 0.00 0.00

DFM:AMLAK vs RKT, FNMA, PFSI: Debt-to-Equity Comparison

For the Mortgage Finance subindustry, Amlak Finance PJSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak Finance PJSC Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Amlak Finance PJSC's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Amlak Finance PJSC's Debt-to-Equity falls into.


DFM:AMLAK
26GF Score
Amlak Finance PJSC DFM:AMLAK
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amlak Finance PJSC Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Amlak Finance PJSC's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Amlak Finance PJSC's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Amlak Finance PJSC (DFM:AMLAK) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Amlak Finance PJSC and its competitors. Over the past decade, Amlak Finance PJSC's Debt-to-Equity has ranged from 0.05 to 14.54. According to the industry distribution chart, Amlak Finance PJSC ranks #999999 out of 1419 companies in the Banks industry.
Is Amlak Finance PJSC's Debt-to-Equity too high?
Amlak Finance PJSC's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 14.54. Based on the distribution chart, Amlak Finance PJSC ranks #999999 out of 1419 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Amlak Finance PJSC has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's Debt-to-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak Finance PJSC ranks #999999 out of 1419 companies for Debt-to-Equity. This places Amlak Finance PJSC in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Amlak Finance PJSC's own Debt-to-Equity has ranged from 0.05 to 14.54 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Amlak Finance PJSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak Finance PJSC's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Amlak Finance PJSC (DFM:AMLAK) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Amlak Finance PJSC's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Amlak Finance PJSC Business Description

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
26GF Score

Get the complete analysis for DFM:AMLAK

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.19
Price