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Amlak Finance PJSCDFM:AMLAK -0.82%28 Equity-to-Asset is 0.90 as of Jun. 2026, which is 210% above its 10-year median of 0.29. GuruFocus rates DFM:AMLAK with a GF Score™ of 28/100. The stock has 1 warning sign investors should review. Among 1,518 Banks companies, Amlak Finance PJSC ranks better than 99.54% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Amlak Finance PJSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ2,462 Mil. Amlak Finance PJSC's Total Assets for the quarter that ended in Jun. 2026 was د.إ2,748 Mil.
Therefore, Amlak Finance PJSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.90.
The historical rank and industry rank for Amlak Finance PJSC's Equity-to-Asset or its related term are showing as below:
DFM:AMLAK'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.29 Max: 0.92
Current: 0.9
During the past 13 years, the highest Equity to Asset Ratio of Amlak Finance PJSC was 0.92. The lowest was 0.06. And the median was 0.29.
DFM:AMLAK's Equity-to-Asset is ranked better than 99.54% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs DFM:AMLAK: 0.90
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Amlak Finance PJSC Equity-to-Asset Related Terms
Amlak Finance PJSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Amlak Finance PJSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:AMLAK vs RKT, FNMA, PFSI: Equity-to-Asset Comparison
For the Mortgage Finance subindustry, Amlak Finance PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amlak Finance PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Amlak Finance PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Amlak Finance PJSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Amlak Finance PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amlak Finance PJSC (DFM:AMLAK) has a Equity-to-Asset of 0.90 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Amlak Finance PJSC and its competitors. This is 210% above median its historical median of 0.29. Over the past decade, Amlak Finance PJSC's Equity-to-Asset has ranged from 0.06 to 0.92. According to the industry distribution chart, Amlak Finance PJSC ranks #7 out of 1518 companies in the Banks industry, placing it in the top 0.5%.
Is Amlak Finance PJSC's Equity-to-Asset too high?
Amlak Finance PJSC's current Equity-to-Asset of 0.90 is 210% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.92. The Banks industry median Equity-to-Asset is 0.10. Amlak Finance PJSC's value of 0.90 is 800% above this industry median. Based on the distribution chart, Amlak Finance PJSC ranks #7 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Amlak Finance PJSC has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak Finance PJSC ranks #7 out of 1518 companies for Equity-to-Asset. This places Amlak Finance PJSC in the top 1% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Amlak Finance PJSC's value of 0.90 is 800% above this benchmark. Historically, Amlak Finance PJSC's own Equity-to-Asset has ranged from 0.06 to 0.92 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.10, Amlak Finance PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amlak Finance PJSC's current Equity-to-Asset of 0.90 is 800% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Amlak Finance PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak Finance PJSC's current Equity-to-Asset is 0.90, which is 210% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Amlak Finance PJSC (DFM:AMLAK) has a current Equity-to-Asset of 0.90. The current Equity-to-Asset is 0.90, which is 210% above median its 10-year median of 0.29 and 800% above the Banks industry median of 0.10. Amlak Finance PJSC's overall GF Score™ is 28/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current Equity-to-Asset is 0.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
28GF Score
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