Amlak Finance PJSC (DFM:AMLAK) PS Ratio: 0.61 (As of Jul. 11, 2026) — 93% Below Median


DFM:AMLAK Amlak Finance PJSC DFM:AMLAK
42 GF Score
Price د.إ1.25
GF Value د.إ19.69
Valuation Possible Value Trap
! 1 Warning Sign
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What is Amlak Finance PJSC PS Ratio?

Amlak Finance PJSC DFM:AMLAK +2.46% 42 PS Ratio is 0.61 as of Jul. 11, 2026, which is 93% below its 10-year median of 8.96. GuruFocus rates DFM:AMLAK with a GF Score™ of 42/100 and a GF Value™ of د.إ19.69 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 1,515 Banks companies, Amlak Finance PJSC ranks better than 96.96% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Amlak Finance PJSC's share price is د.إ1.25. Amlak Finance PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ2.05. Hence, Amlak Finance PJSC's PS Ratio for today is 0.61.

Good Sign:

Amlak Finance PJSC stock PS Ratio (=0.62) is close to 10-year low of 0.61.

The historical rank and industry rank for Amlak Finance PJSC's PS Ratio or its related term are showing as below:

DFM:AMLAK' s PS Ratio Range Over the Past 10 Years
Min: 0.59   Med: 8.96   Max: 50.5
Current: 0.6

During the past 13 years, Amlak Finance PJSC's highest PS Ratio was 50.50. The lowest was 0.59. And the median was 8.96.

DFM:AMLAK's PS Ratio is ranked better than
96.96% of 1515 companies
in the Banks industry
Industry Median: 3 vs DFM:AMLAK: 0.60

Amlak Finance PJSC's Revenue per Sharefor the three months ended in Mar. 2026 was د.إ0.04. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ2.05.

During the past 12 months, the average Revenue per Share Growth Rate of Amlak Finance PJSC was 2750.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 248.90% per year.

During the past 13 years, Amlak Finance PJSC's highest 3-Year average Revenue per Share Growth Rate was 248.90% per year. The lowest was -48.80% per year. And the median was -0.50% per year.

Back to Basics: PS Ratio


Amlak Finance PJSC  (DFM:AMLAK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Amlak Finance PJSC PS Ratio Related Terms


Amlak Finance PJSC PS Ratio Historical Data

* Premium members only.

The historical data trend for Amlak Finance PJSC's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC PS Ratio Chart

Amlak Finance PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.08 14.09 8.30 17.34 0.90

Amlak Finance PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.68 18.85 1.17 0.90 0.83

DFM:AMLAK vs RKT, FNMA, PFSI: PS Ratio Comparison

For the Mortgage Finance subindustry, Amlak Finance PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak Finance PJSC PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Amlak Finance PJSC's PS Ratio distribution charts can be found below:

* The bar in red indicates where Amlak Finance PJSC's PS Ratio falls into.


DFM:AMLAK
42GF Score
Amlak Finance PJSC DFM:AMLAK
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amlak Finance PJSC PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Amlak Finance PJSC's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1.25/2.052
=0.61

Amlak Finance PJSC's Share Price of today is د.إ1.25.
Amlak Finance PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ2.05.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.61 mean?
Amlak Finance PJSC (DFM:AMLAK) has a PS Ratio of 0.61 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Amlak Finance PJSC and its competitors. This is 93% below median its historical median of 8.96. Over the past decade, Amlak Finance PJSC's PS Ratio has ranged from 0.59 to 50.50. According to the industry distribution chart, Amlak Finance PJSC ranks #46 out of 1515 companies in the Banks industry, placing it in the top 3%.
Is Amlak Finance PJSC's PS Ratio too high?
Amlak Finance PJSC's current PS Ratio of 0.61 is 93% below median its 10-year median of 8.96. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 50.50. The Banks industry median PS Ratio is 3.00. Amlak Finance PJSC's value of 0.61 is 79.7% below this industry median. Based on the distribution chart, Amlak Finance PJSC ranks #46 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak Finance PJSC ranks #46 out of 1515 companies for PS Ratio. This places Amlak Finance PJSC in the top 3% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Amlak Finance PJSC's value of 0.61 is 79.7% below this benchmark. Historically, Amlak Finance PJSC's own PS Ratio has ranged from 0.59 to 50.50 over the past decade. While the company's 10-year median is 8.96 vs. the industry median of 3.00, Amlak Finance PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amlak Finance PJSC's current PS Ratio of 0.61 is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Amlak Finance PJSC and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak Finance PJSC's current PS Ratio is 0.61, which is 93% below median its own 10-year median of 8.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.69, compared to a current price of د.إ1.25 — trading 93.7% below its estimated fair value. The current PS Ratio is 0.61, which is 93% below median its 10-year median of 8.96 and 79.7% below the Banks industry median of 3.00. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current PS Ratio is 0.61 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued. The current stock price of د.إ1.25 is trading 93.7% below its estimated GF Value™ of د.إ19.69. GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.

Key valuation signals for DFM:AMLAK:

  • PS Ratio: 0.61 (93% below median its 10-year median of 8.96)
  • GF Value™: د.إ19.69 vs. price of د.إ1.25 (93.7% below fair value)
  • GF Score™: 42/100 with 1 warning sign
  • Industry Position: 79.7% below the Banks median (#46 of 1515)

No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amlak Finance PJSC Business Description

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
42GF Score

Get the complete analysis for DFM:AMLAK

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.25
Price
د.إ19.69
GF Value