Amlak Finance PJSC (DFM:AMLAK) Enterprise Value: د.إ-912 Mil (As of Jul. 01, 2026) ***


DFM:AMLAK Amlak Finance PJSC DFM:AMLAK
42 GF Score
Price د.إ1.28
GF Value د.إ19.59
Valuation Possible Value Trap
! 1 Warning Sign
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What is Amlak Finance PJSC Enterprise Value?

Amlak Finance PJSC DFM:AMLAK +1.59% 42 Enterprise Value is د.إ-912 Mil as of Jul. 01, 2026. GuruFocus rates DFM:AMLAK with a GF Score™ of 42/100 and a GF Value™ of د.إ19.59 (Possible Value Trap). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Amlak Finance PJSC's Enterprise Value is د.إ-912 Mil. Amlak Finance PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ3,078 Mil. Therefore, Amlak Finance PJSC's EV-to-Revenue ratio for today is -0.30.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Amlak Finance PJSC's Enterprise Value is د.إ-912 Mil. Amlak Finance PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ2,903 Mil. Therefore, Amlak Finance PJSC's EV-to-OCF ratio for today is -0.31.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Amlak Finance PJSC's Enterprise Value is د.إ-912 Mil. Amlak Finance PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ2,902 Mil. Therefore, Amlak Finance PJSC's EV-to-FCF ratio for today is -0.31.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Amlak Finance PJSC  (DFM:AMLAK) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Amlak Finance PJSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-912.162/3077.772
=-0.30

Amlak Finance PJSC's current Enterprise Value is د.إ-912 Mil.
Amlak Finance PJSC's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ3,078 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Amlak Finance PJSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-912.162/2902.708
=-0.31

Amlak Finance PJSC's current Enterprise Value is د.إ-912 Mil.
Amlak Finance PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ2,903 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Amlak Finance PJSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-912.162/2902.357
=-0.31

Amlak Finance PJSC's current Enterprise Value is د.إ-912 Mil.
Amlak Finance PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ2,902 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Amlak Finance PJSC Enterprise Value Related Terms


Amlak Finance PJSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Amlak Finance PJSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC Enterprise Value Chart

Amlak Finance PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 724.03 503.55 1,282.32 1,182.59 -328.75

Amlak Finance PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,132.42 2,306.14 155.31 -328.75 -448.46

DFM:AMLAK vs RKT, FNMA, PFSI: Enterprise Value Comparison

For the Mortgage Finance subindustry, Amlak Finance PJSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak Finance PJSC Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Amlak Finance PJSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Amlak Finance PJSC's Enterprise Value falls into.


DFM:AMLAK
42GF Score
Amlak Finance PJSC DFM:AMLAK
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Amlak Finance PJSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Amlak Finance PJSC's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Amlak Finance PJSC's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ-912 Mil mean?
Amlak Finance PJSC (DFM:AMLAK) has a Enterprise Value of د.إ-912 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Amlak Finance PJSC and its competitors.
Is Amlak Finance PJSC's Enterprise Value too high?
Amlak Finance PJSC's current Enterprise Value is د.إ-912 Mil. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's Enterprise Value compare to RKT and FNMA?
Amlak Finance PJSC's Enterprise Value of د.إ-912 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Amlak Finance PJSC and its competitors. Amlak Finance PJSC's current Enterprise Value is د.إ-912 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.59, compared to a current price of د.إ1.28 — trading 93.5% below its estimated fair value. The current Enterprise Value is د.إ-912 Mil. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current Enterprise Value is د.إ-912 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued. The current stock price of د.إ1.28 is trading 93.5% below its estimated GF Value™ of د.إ19.59. GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.

Key valuation signals for DFM:AMLAK:

  • Enterprise Value: د.إ-912 Mil
  • GF Value™: د.إ19.59 vs. price of د.إ1.28 (93.5% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amlak Finance PJSC Business Description

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
42GF Score

Get the complete analysis for DFM:AMLAK

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.28
Price
د.إ19.59
GF Value