Amlak Finance PJSC (DFM:AMLAK) ROE % Adjusted to Book Value: 8.11% (As of Mar. 2026)


DFM:AMLAK Amlak Finance PJSC DFM:AMLAK
42 GF Score
Price د.إ1.26
GF Value د.إ19.61
Valuation Possible Value Trap
! 1 Warning Sign
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What is Amlak Finance PJSC ROE % Adjusted to Book Value?

Amlak Finance PJSC DFM:AMLAK -0.79% 42 ROE % Adjusted to Book Value is 8.11% as of Mar. 2026. GuruFocus rates DFM:AMLAK with a GF Score™ of 42/100 and a GF Value™ of د.إ19.61 (Possible Value Trap). The stock has 1 warning sign investors should review.

Amlak Finance PJSC's ROE % for the quarter that ended in Mar. 2026 was 6.57%. Amlak Finance PJSC's PB Ratio for the quarter that ended in Mar. 2026 was 0.81. Amlak Finance PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 8.11%.


Amlak Finance PJSC ROE % Adjusted to Book Value Related Terms


Amlak Finance PJSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for Amlak Finance PJSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC ROE % Adjusted to Book Value Chart

Amlak Finance PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 161.40 56.28 22.48 0.93 78.41

Amlak Finance PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.93 -0.14 417.44 -76.12 8.11

DFM:AMLAK vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, Amlak Finance PJSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak Finance PJSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Amlak Finance PJSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Amlak Finance PJSC's ROE % Adjusted to Book Value falls into.


DFM:AMLAK
42GF Score
Amlak Finance PJSC DFM:AMLAK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Amlak Finance PJSC ROE % Adjusted to Book Value Calculation

Amlak Finance PJSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=63.51% / 0.81
=78.41%

Amlak Finance PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.57% / 0.81
=8.11%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.11% mean?
Amlak Finance PJSC (DFM:AMLAK) has a ROE % Adjusted to Book Value of 8.11% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amlak Finance PJSC and its competitors.
Is Amlak Finance PJSC's ROE % Adjusted to Book Value too high?
Amlak Finance PJSC's current ROE % Adjusted to Book Value is 8.11%. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's ROE % Adjusted to Book Value compare to RKT and FNMA?
Amlak Finance PJSC's ROE % Adjusted to Book Value of 8.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Amlak Finance PJSC and its competitors. Amlak Finance PJSC's current ROE % Adjusted to Book Value is 8.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.61, compared to a current price of د.إ1.26 — trading 93.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.11%. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current ROE % Adjusted to Book Value is 8.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued. The current stock price of د.إ1.26 is trading 93.6% below its estimated GF Value™ of د.إ19.61. GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.

Key valuation signals for DFM:AMLAK:

  • ROE % Adjusted to Book Value: 8.11%
  • GF Value™: د.إ19.61 vs. price of د.إ1.26 (93.6% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amlak Finance PJSC Business Description

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
42GF Score

Get the complete analysis for DFM:AMLAK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.26
Price
د.إ19.61
GF Value