Amlak Finance PJSC (DFM:AMLAK) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is Amlak Finance PJSC LT-Debt-to-Total-Asset?

Amlak Finance PJSC DFM:AMLAK 42 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates DFM:AMLAK with a GF Score™ of 42/100 and a GF Value™ of د.إ19.66 (Possible Value Trap). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Amlak Finance PJSC's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

Amlak Finance PJSC's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.00). It may suggest that Amlak Finance PJSC is progressively becoming less dependent on debt to grow their business.

Amlak Finance PJSC (DFM:AMLAK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Amlak Finance PJSC LT-Debt-to-Total-Asset Related Terms

Amlak Finance PJSC LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Amlak Finance PJSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC LT-Debt-to-Total-Asset Chart

Amlak Finance PJSC Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.07

0.05

0.06

0.07

0.00

Amlak Finance PJSC Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.08	0.00	0.00	0.00

42GF Score

Amlak Finance PJSC DFM:AMLAK

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Amlak Finance PJSC LT-Debt-to-Total-Asset Calculation

Amlak Finance PJSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	3416.877
	=	0.00

Amlak Finance PJSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	0	/	3461.445
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Amlak Finance PJSC (DFM:AMLAK) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Amlak Finance PJSC and its competitors.

Is Amlak Finance PJSC's LT-Debt-to-Total-Asset too high?

Amlak Finance PJSC's current LT-Debt-to-Total-Asset is 0.00. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Amlak Finance PJSC's LT-Debt-to-Total-Asset compare to RKT and FNMA?

Amlak Finance PJSC's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Amlak Finance PJSC and its competitors. Amlak Finance PJSC's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Amlak Finance PJSC stock overvalued right now?

Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.66, compared to a current price of د.إ1.26 — trading 93.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued. The current stock price of د.إ1.26 is trading 93.6% below its estimated GF Value™ of د.إ19.66. GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.

Key valuation signals for DFM:AMLAK:

LT-Debt-to-Total-Asset: 0.00
GF Value™: د.إ19.66 vs. price of د.إ1.26 (93.6% below fair value)
GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Amlak Finance PJSC Business Description

Industry Financial Services Banks

Comparable Companies ADX:CBI DFM:EIBANK ADX:BOS DFM:ALSALAMSUDAN DFM:AJMANBANK ADX:UAB ADX:NBQ ADX:INB RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789 LSE:PAG WD

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE

Website https://www.amlakfinance.com

Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.

42GF Score

Get the complete analysis for DFM:AMLAK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.26

Price

د.إ19.66

GF Value

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