Amlak Finance PJSC (DFM:AMLAK) E10: د.إ0.09 (As of Mar. 2026)


DFM:AMLAK Amlak Finance PJSC DFM:AMLAK
42 GF Score
Price د.إ1.28
GF Value د.إ19.54
Valuation Possible Value Trap
! 1 Warning Sign
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What is Amlak Finance PJSC E10?

Amlak Finance PJSC DFM:AMLAK 42 E10 is د.إ0.09 as of Mar. 2026. GuruFocus rates DFM:AMLAK with a GF Score™ of 42/100 and a GF Value™ of د.إ19.54 (Possible Value Trap). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Amlak Finance PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.034. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ0.09 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-28), Amlak Finance PJSC's current stock price is د.إ1.28. Amlak Finance PJSC's E10 for the quarter that ended in Mar. 2026 was د.إ0.09. Amlak Finance PJSC's Shiller PE Ratio of today is 14.22.

During the past 13 years, the highest Shiller PE Ratio of Amlak Finance PJSC was 20.89. The lowest was 12.23. And the median was 15.00.


Amlak Finance PJSC  (DFM:AMLAK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Amlak Finance PJSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.28/0.09
=14.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Amlak Finance PJSC was 20.89. The lowest was 12.23. And the median was 15.00.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Amlak Finance PJSC E10 Related Terms


Amlak Finance PJSC E10 Historical Data

* Premium members only.

The historical data trend for Amlak Finance PJSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amlak Finance PJSC E10 Chart

Amlak Finance PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.04 -0.01 0.00 0.00 0.09

Amlak Finance PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.13 0.09 0.09

DFM:AMLAK vs RKT, FNMA, PFSI: E10 Comparison

For the Mortgage Finance subindustry, Amlak Finance PJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amlak Finance PJSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Amlak Finance PJSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Amlak Finance PJSC's Shiller PE Ratio falls into.


DFM:AMLAK
42GF Score
Amlak Finance PJSC DFM:AMLAK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amlak Finance PJSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Amlak Finance PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.034/330.2130*330.2130
=0.034

Current CPI (Mar. 2026) = 330.2130.

Amlak Finance PJSC Quarterly Data

per share eps CPI Adj_EPS
201606 -0.026 241.018 -0.036
201609 0.002 241.428 0.003
201612 0.005 241.432 0.007
201703 0.002 243.801 0.003
201706 0.001 244.955 0.001
201709 0.004 246.819 0.005
201712 0.007 246.524 0.009
201803 0.002 249.554 0.003
201806 0.001 251.989 0.001
201809 -0.043 252.439 -0.056
201812 -0.142 251.233 -0.187
201903 0.000 254.202 0.000
201906 0.000 256.143 0.000
201909 -0.032 256.759 -0.041
201912 -0.189 256.974 -0.243
202003 -0.085 258.115 -0.109
202006 0.020 257.797 0.026
202009 -0.102 260.280 -0.129
202012 -0.155 260.474 -0.196
202103 0.002 264.877 0.002
202106 0.067 271.696 0.081
202109 0.320 274.310 0.385
202112 -0.012 278.802 -0.014
202203 0.005 287.504 0.006
202206 0.099 296.311 0.110
202209 0.049 296.808 0.055
202212 0.034 296.797 0.038
202303 0.006 301.836 0.007
202306 0.055 305.109 0.060
202309 0.059 307.789 0.063
202312 -0.008 306.746 -0.009
202403 0.013 312.332 0.014
202406 -0.008 314.175 -0.008
202409 0.004 315.301 0.004
202412 -0.003 315.605 -0.003
202503 0.014 319.799 0.014
202506 -0.002 322.561 -0.002
202509 1.289 324.800 1.310
202512 -0.321 324.054 -0.327
202603 0.034 330.213 0.034

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ0.09 mean?
Amlak Finance PJSC (DFM:AMLAK) has a E10 of د.إ0.09 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Amlak Finance PJSC and its competitors.
Is Amlak Finance PJSC's E10 too high?
Amlak Finance PJSC's current E10 is د.إ0.09. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's E10 compare to RKT and FNMA?
Amlak Finance PJSC's E10 of د.إ0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Amlak Finance PJSC and its competitors. Amlak Finance PJSC's current E10 is د.إ0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.54, compared to a current price of د.إ1.28 — trading 93.4% below its estimated fair value. The current E10 is د.إ0.09. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current E10 is د.إ0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?

Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued. The current stock price of د.إ1.28 is trading 93.4% below its estimated GF Value™ of د.إ19.54. GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.

Key valuation signals for DFM:AMLAK:

  • E10: د.إ0.09
  • GF Value™: د.إ19.54 vs. price of د.إ1.28 (93.4% below fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amlak Finance PJSC Business Description

Address Office No. 1803, 18th floor, Grosvenor Business Tower, Barsha Heights, Dubai, ARE
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
42GF Score

Get the complete analysis for DFM:AMLAK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.28
Price
د.إ19.54
GF Value