Bay Leasing & Investment (DHA:BAYLEASING) Debt-to-Equity: -1.39 (As of Mar. 2026)

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DHA:BAYLEASING Bay Leasing & Investment Ltd DHA:BAYLEASING
20 GF Score
Price BDT4.60
! 2 Warning Signs
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What is Bay Leasing & Investment Debt-to-Equity?

Bay Leasing & Investment DHA:BAYLEASING -2.13% 20 Debt-to-Equity is -1.39 as of Mar. 2026. GuruFocus rates DHA:BAYLEASING with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 456 Credit Services companies, Bay Leasing & Investment ranks worse than 219298.03% on this metric.

Bay Leasing & Investment's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT0.00 Mil. Bay Leasing & Investment's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT4,133.16 Mil. Bay Leasing & Investment's Total Stockholders Equity for the quarter that ended in Mar. 2026 was BDT-2,966.09 Mil. Bay Leasing & Investment's debt to equity for the quarter that ended in Mar. 2026 was -1.39.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Bay Leasing & Investment's Debt-to-Equity or its related term are showing as below:

DHA:BAYLEASING' s Debt-to-Equity Range Over the Past 10 Years
Min: -1.55   Med: 2.42   Max: 9.55
Current: -1.39

During the past 13 years, the highest Debt-to-Equity Ratio of Bay Leasing & Investment was 9.55. The lowest was -1.55. And the median was 2.42.

DHA:BAYLEASING's Debt-to-Equity is not ranked
in the Credit Services industry.
Industry Median: 1.235 vs DHA:BAYLEASING: -1.39

Bay Leasing & Investment  (DHA:BAYLEASING) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Bay Leasing & Investment Debt-to-Equity Related Terms

Bay Leasing & Investment Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Bay Leasing & Investment's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bay Leasing & Investment Debt-to-Equity Chart

Bay Leasing & Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.58 3.13 6.03 -1.27 -1.55

Bay Leasing & Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.16 -1.12 -1.10 -1.55 -1.39

DHA:BAYLEASING vs V, MA, AXP: Debt-to-Equity Comparison

For the Credit Services subindustry, Bay Leasing & Investment's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bay Leasing & Investment Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Bay Leasing & Investment's Debt-to-Equity falls into.


DHA:BAYLEASING
20GF Score
Bay Leasing & Investment Ltd DHA:BAYLEASING
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Bay Leasing & Investment Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Bay Leasing & Investment's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 4302.592) / -2768.544
=-1.55

Bay Leasing & Investment's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 4133.158) / -2966.094
=-1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of -1.39 mean?
Bay Leasing & Investment (DHA:BAYLEASING) has a Debt-to-Equity of -1.39 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bay Leasing & Investment and its competitors. According to the industry distribution chart, Bay Leasing & Investment ranks #999999 out of 456 companies in the Credit Services industry.
Is Bay Leasing & Investment's Debt-to-Equity too high?
Bay Leasing & Investment's current Debt-to-Equity is -1.39. Based on the distribution chart, Bay Leasing & Investment ranks #999999 out of 456 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #999999 out of 456 companies for Debt-to-Equity. This places Bay Leasing & Investment in the lower half of its industry. The industry median Debt-to-Equity is 1.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current Debt-to-Equity is -1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current Debt-to-Equity of -1.39. The current Debt-to-Equity is -1.39. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current Debt-to-Equity is -1.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bay Leasing & Investment Business Description

Address Eunoos Trade Centre, Level-18, 52-53 Dilkusha C/A, Motijheel C/A, Dhaka, BGD, 1000
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
20GF Score

Get the complete analysis for DHA:BAYLEASING

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT4.60
Price