Bay Leasing & Investment (DHA:BAYLEASING) Cyclically Adjusted PS Ratio: 4.95 (As of Jul. 16, 2026) — Near Median

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DHA:BAYLEASING Bay Leasing & Investment Ltd DHA:BAYLEASING
20 GF Score
Price BDT4.50
! 2 Warning Signs
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What is Bay Leasing & Investment Cyclically Adjusted PS Ratio?

Bay Leasing & Investment DHA:BAYLEASING 20 Cyclically Adjusted PS Ratio is 4.95 as of Jul. 16, 2026, which is 9% below its 10-year median of 5.44. GuruFocus rates DHA:BAYLEASING with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 419 Credit Services companies, Bay Leasing & Investment ranks worse than 66.83% on this metric.

As of today (2026-07-16), Bay Leasing & Investment's current share price is BDT4.50. Bay Leasing & Investment's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was BDT0.91. Bay Leasing & Investment's Cyclically Adjusted PS Ratio for today is 4.95.

The historical rank and industry rank for Bay Leasing & Investment's Cyclically Adjusted PS Ratio or its related term are showing as below:

DHA:BAYLEASING' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.25   Med: 5.44   Max: 11.27
Current: 4.94

During the past years, Bay Leasing & Investment's highest Cyclically Adjusted PS Ratio was 11.27. The lowest was 2.25. And the median was 5.44.

DHA:BAYLEASING's Cyclically Adjusted PS Ratio is ranked worse than
66.83% of 419 companies
in the Credit Services industry
Industry Median: 3.05 vs DHA:BAYLEASING: 4.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bay Leasing & Investment's adjusted revenue per share data for the three months ended in Mar. 2026 was BDT-1.079. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BDT0.91 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bay Leasing & Investment  (DHA:BAYLEASING) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bay Leasing & Investment Cyclically Adjusted PS Ratio Related Terms


Bay Leasing & Investment Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bay Leasing & Investment's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bay Leasing & Investment Cyclically Adjusted PS Ratio Chart

Bay Leasing & Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 10.02 11.25 4.52 3.07

Bay Leasing & Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 3.23 3.49 3.07 5.49

DHA:BAYLEASING vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Bay Leasing & Investment's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bay Leasing & Investment Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bay Leasing & Investment's Cyclically Adjusted PS Ratio falls into.


DHA:BAYLEASING
20GF Score
Bay Leasing & Investment Ltd DHA:BAYLEASING
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bay Leasing & Investment Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bay Leasing & Investment's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4.50/0.91
=4.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bay Leasing & Investment's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bay Leasing & Investment's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-1.079/330.2130*330.2130
=-1.079

Current CPI (Mar. 2026) = 330.2130.

Bay Leasing & Investment Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.522 241.018 0.715
201609 0.666 241.428 0.911
201612 0.513 241.432 0.702
201703 0.457 243.801 0.619
201706 0.634 244.955 0.855
201709 0.623 246.819 0.833
201712 0.848 246.524 1.136
201803 0.316 249.554 0.418
201806 0.406 251.989 0.532
201809 0.153 252.439 0.200
201812 0.416 251.233 0.547
201903 0.413 254.202 0.536
201906 0.365 256.143 0.471
201909 0.323 256.759 0.415
201912 1.526 256.974 1.961
202003 0.325 258.115 0.416
202006 0.353 257.797 0.452
202009 1.783 260.280 2.262
202012 0.882 260.474 1.118
202103 0.547 264.877 0.682
202106 0.751 271.696 0.913
202109 2.422 274.310 2.916
202112 -0.608 278.802 -0.720
202203 -0.276 287.504 -0.317
202206 0.387 296.311 0.431
202209 -0.713 296.808 -0.793
202212 -0.071 296.797 -0.079
202303 0.389 301.836 0.426
202306 -0.211 305.109 -0.228
202309 -0.989 307.789 -1.061
202312 -0.143 306.746 -0.154
202403 -0.059 312.332 -0.062
202406 -0.021 314.175 -0.022
202409 -1.068 315.301 -1.119
202412 -2.703 315.605 -2.828
202503 -1.054 319.799 -1.088
202506 -0.581 322.561 -0.595
202509 -0.105 324.800 -0.107
202512 -1.091 324.054 -1.112
202603 -1.079 330.213 -1.079

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.95 mean?
Bay Leasing & Investment (DHA:BAYLEASING) has a Cyclically Adjusted PS Ratio of 4.95 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bay Leasing & Investment and its competitors. This is near median its historical median of 5.44. Over the past decade, Bay Leasing & Investment's Cyclically Adjusted PS Ratio has ranged from 2.25 to 11.27. According to the industry distribution chart, Bay Leasing & Investment ranks #280 out of 419 companies in the Credit Services industry, placing it in the top 66.8%.
Is Bay Leasing & Investment's Cyclically Adjusted PS Ratio too high?
Bay Leasing & Investment's current Cyclically Adjusted PS Ratio of 4.95 is near median its 10-year median of 5.44. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 11.27. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.05. Bay Leasing & Investment's value of 4.95 is 62.3% above this industry median. Based on the distribution chart, Bay Leasing & Investment ranks #280 out of 419 companies in the Credit Services industry, which is below the industry midpoint. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #280 out of 419 companies for Cyclically Adjusted PS Ratio. This places Bay Leasing & Investment in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.05. Bay Leasing & Investment's value of 4.95 is 62.3% above this benchmark. Historically, Bay Leasing & Investment's own Cyclically Adjusted PS Ratio has ranged from 2.25 to 11.27 over the past decade. While the company's 10-year median is 5.44 vs. the industry median of 3.05, Bay Leasing & Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.05, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bay Leasing & Investment's current Cyclically Adjusted PS Ratio of 4.95 is 62.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current Cyclically Adjusted PS Ratio is 4.95, which is near median its own 10-year median of 5.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current Cyclically Adjusted PS Ratio of 4.95. The current Cyclically Adjusted PS Ratio is 4.95, which is near median its 10-year median of 5.44 and 62.3% above the Credit Services industry median of 3.05. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current Cyclically Adjusted PS Ratio is 4.95 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bay Leasing & Investment Business Description

Address Eunoos Trade Centre, Level-18, 52-53 Dilkusha C/A, Motijheel C/A, Dhaka, BGD, 1000
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
20GF Score

Get the complete analysis for DHA:BAYLEASING

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT4.50
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