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Bay Leasing & InvestmentDHA:BAYLEASING 20 Net Margin % is 129.73% as of Mar. 2026, which is 57% above its 10-year median of 82.84. GuruFocus rates DHA:BAYLEASING with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 534 Credit Services companies, Bay Leasing & Investment ranks better than 98.31% on this metric.
The historical rank and industry rank for Bay Leasing & Investment's Net Margin % or its related term are showing as below:
DHA:BAYLEASING'
s Net Margin % Range Over the Past 10 Years
Min: -31.08 Med: 82.84 Max: 1463.65
Current: 289.66
DHA:BAYLEASING's Net Margin % is ranked better than 98.31% of 534
companies
in the Credit Services industry
Industry Median: 14.69
vs DHA:BAYLEASING: 289.66
Bay Leasing & Investment (DHA:BAYLEASING) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bay Leasing & Investment Net Margin % Related Terms
Bay Leasing & Investment Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:BAYLEASING vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, Bay Leasing & Investment's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Leasing & Investment Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bay Leasing & Investment's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bay Leasing & Investment (DHA:BAYLEASING) has a Net Margin % of 129.73% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bay Leasing & Investment and its competitors. This is 57% above median its historical median of 82.84. According to the industry distribution chart, Bay Leasing & Investment ranks #9 out of 534 companies in the Credit Services industry, placing it in the top 1.7%.
Is Bay Leasing & Investment's Net Margin % too high?
Bay Leasing & Investment's current Net Margin % of 129.73% is 57% above median its 10-year median of 82.84. The Credit Services industry median Net Margin % is 14.69. Bay Leasing & Investment's value of 129.73% is 783.1% above this industry median. Based on the distribution chart, Bay Leasing & Investment ranks #9 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #9 out of 534 companies for Net Margin %. This places Bay Leasing & Investment in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 14.69. Bay Leasing & Investment's value of 129.73% is 783.1% above this benchmark. While the company's 10-year median is 82.84 vs. the industry median of 14.69, Bay Leasing & Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.69, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bay Leasing & Investment's current Net Margin % of 129.73% is 783.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median Net Margin % is 14.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current Net Margin % is 129.73%, which is 57% above median its own 10-year median of 82.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current Net Margin % of 129.73%. The current Net Margin % is 129.73%, which is 57% above median its 10-year median of 82.84 and 783.1% above the Credit Services industry median of 14.69. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current Net Margin % is 129.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
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