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Bay Leasing & InvestmentDHA:BAYLEASING 20 FCF Margin % is 116.38% as of Mar. 2026, which is 1406% above its 10-year median of 7.73. GuruFocus rates DHA:BAYLEASING with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 531 Credit Services companies, Bay Leasing & Investment ranks better than 88.7% on this metric.
The historical rank and industry rank for Bay Leasing & Investment's FCF Margin % or its related term are showing as below:
DHA:BAYLEASING'
s FCF Margin % Range Over the Past 10 Years
Min: -948.34 Med: 7.73 Max: 315.84
Current: 88.83
During the past 13 years, the highest FCF Margin % of Bay Leasing & Investment was 315.84%. The lowest was -948.34%. And the median was 7.73%.
DHA:BAYLEASING's FCF Margin % is ranked better than 88.7% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs DHA:BAYLEASING: 88.83
Bay Leasing & Investment FCF Margin % Related Terms
Bay Leasing & Investment FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:BAYLEASING vs V, MA, AXP: FCF Margin % Comparison
For the Credit Services subindustry, Bay Leasing & Investment's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Leasing & Investment FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bay Leasing & Investment's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bay Leasing & Investment (DHA:BAYLEASING) has a FCF Margin % of 116.38% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bay Leasing & Investment and its competitors. This is 1406% above median its historical median of 7.73. According to the industry distribution chart, Bay Leasing & Investment ranks #60 out of 531 companies in the Credit Services industry, placing it in the top 11.3%.
Is Bay Leasing & Investment's FCF Margin % too high?
Bay Leasing & Investment's current FCF Margin % of 116.38% is 1406% above median its 10-year median of 7.73. The Credit Services industry median FCF Margin % is 0.24. Bay Leasing & Investment's value of 116.38% is 48391.7% above this industry median. Based on the distribution chart, Bay Leasing & Investment ranks #60 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #60 out of 531 companies for FCF Margin %. This places Bay Leasing & Investment in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Bay Leasing & Investment's value of 116.38% is 48391.7% above this benchmark. While the company's 10-year median is 7.73 vs. the industry median of 0.24, Bay Leasing & Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bay Leasing & Investment's current FCF Margin % of 116.38% is 48391.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current FCF Margin % is 116.38%, which is 1406% above median its own 10-year median of 7.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current FCF Margin % of 116.38%. The current FCF Margin % is 116.38%, which is 1406% above median its 10-year median of 7.73 and 48391.7% above the Credit Services industry median of 0.24. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current FCF Margin % is 116.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
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