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Bay Leasing & InvestmentDHA:BAYLEASING +2.13%20 Intrinsic Value: Projected FCF is BDT-25.85 as of Aug. 30, 2026. GuruFocus rates DHA:BAYLEASING with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 310 Credit Services companies, Bay Leasing & Investment ranks worse than 322580.32% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Bay Leasing & Investment's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Bay Leasing & Investment was 22.73. The lowest was 0.56. And the median was 1.62.
DHA:BAYLEASING's Price-to-Projected-FCF is not ranked *
in the Credit Services industry.
Industry Median: 0.725 * Ranked among companies with meaningful Price-to-Projected-FCF only.
Bay Leasing & Investment (DHA:BAYLEASING) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Bay Leasing & Investment's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
4.80
/
-25.854268024778
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bay Leasing & Investment Intrinsic Value: Projected FCF Related Terms
Bay Leasing & Investment Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Bay Leasing & Investment's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bay Leasing & Investment Intrinsic Value: Projected FCF Chart
DHA:BAYLEASING vs V, MA, AXP: Intrinsic Value: Projected FCF Comparison
For the Credit Services subindustry, Bay Leasing & Investment's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Leasing & Investment Price-to-Projected-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Bay Leasing & Investment's Price-to-Projected-FCF falls into.
Bay Leasing & Investment Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of BDT-25.85 mean?
Bay Leasing & Investment (DHA:BAYLEASING) has a Intrinsic Value: Projected FCF of BDT-25.85 as of Aug. 30, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Bay Leasing & Investment and its competitors. According to the industry distribution chart, Bay Leasing & Investment ranks #999999 out of 310 companies in the Credit Services industry.
Is Bay Leasing & Investment's Intrinsic Value: Projected FCF too high?
Bay Leasing & Investment's current Intrinsic Value: Projected FCF is BDT-25.85. Based on the distribution chart, Bay Leasing & Investment ranks #999999 out of 310 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's Intrinsic Value: Projected FCF compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #999999 out of 310 companies for Intrinsic Value: Projected FCF. This places Bay Leasing & Investment in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Credit Services company?
The median Intrinsic Value: Projected FCF among Credit Services companies is 0.73, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median Intrinsic Value: Projected FCF is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current Intrinsic Value: Projected FCF is BDT-25.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current Intrinsic Value: Projected FCF of BDT-25.85. The current Intrinsic Value: Projected FCF is BDT-25.85. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current Intrinsic Value: Projected FCF is BDT-25.85 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
20GF Score
Get the complete analysis for DHA:BAYLEASING
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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