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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Bay Leasing & Investment's 10-Year RORE % for the quarter that ended in Mar. 2026 was 16.30%.
The industry rank for Bay Leasing & Investment's 10-Year RORE % or its related term are showing as below:
DHA:BAYLEASING's 10-Year RORE % is ranked better than 67.65% of 371
companies
in the Credit Services industry
Industry Median: 8.37
vs DHA:BAYLEASING: 16.30
Bay Leasing & Investment (DHA:BAYLEASING) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Bay Leasing & Investment 10-Year RORE % Related Terms
Bay Leasing & Investment 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:BAYLEASING vs V, MA, AXP: 10-Year RORE % Comparison
For the Credit Services subindustry, Bay Leasing & Investment's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Leasing & Investment 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bay Leasing & Investment's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Bay Leasing & Investment's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Bay Leasing & Investment (DHA:BAYLEASING) has a 10-Year RORE % of 16.30 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Bay Leasing & Investment and its competitors. According to the industry distribution chart, Bay Leasing & Investment ranks #120 out of 371 companies in the Credit Services industry, placing it in the top 32.3%.
Is Bay Leasing & Investment's 10-Year RORE % too high?
Bay Leasing & Investment's current 10-Year RORE % is 16.30. The Credit Services industry median 10-Year RORE % is 8.37. Bay Leasing & Investment's value of 16.30 is 94.7% above this industry median. Based on the distribution chart, Bay Leasing & Investment ranks #120 out of 371 companies in the Credit Services industry, which is above the industry midpoint. Overall, Bay Leasing & Investment has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Bay Leasing & Investment's 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Bay Leasing & Investment ranks #120 out of 371 companies for 10-Year RORE %. This puts Bay Leasing & Investment in the upper half of its industry. The industry median 10-Year RORE % is 8.37. Bay Leasing & Investment's value of 16.30 is 94.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.37, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bay Leasing & Investment's current 10-Year RORE % of 16.30 is 94.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Bay Leasing & Investment and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Leasing & Investment's current 10-Year RORE % is 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Leasing & Investment stock overvalued right now?
Bay Leasing & Investment (DHA:BAYLEASING) has a current 10-Year RORE % of 16.30. The current 10-Year RORE % is 16.30 and 94.7% above the Credit Services industry median of 8.37. Bay Leasing & Investment's overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Bay Leasing & Investment (DHA:BAYLEASING), the current 10-Year RORE % is 16.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Leasing & Investment Ltd is engaged in lease financing for all types of machinery and equipment including vehicles for industrial, commercial and private purposes. The company is also engaged in term finance, housing finance among others. The company's products and services include Lease finance, Term loan, Home loan, SME loan, and Other.
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