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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Bank Maybank Indonesia Tbk's Debt-to-Equity or its related term are showing as below:
ISX:BNII'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.39 Med: 0.61 Max: 1.08
Current: 0.64
During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Maybank Indonesia Tbk was 1.08. The lowest was 0.39. And the median was 0.61.
ISX:BNII's Debt-to-Equity is ranked worse than 53.58% of 1411
companies
in the Banks industry
Industry Median: 0.58
vs ISX:BNII: 0.64
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Bank Maybank Indonesia Tbk Debt-to-Equity Related Terms
PT Bank Maybank Indonesia Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Maybank Indonesia Tbk Debt-to-Equity Chart
PT Bank Maybank Indonesia Tbk Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, PT Bank Maybank Indonesia Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Maybank Indonesia Tbk Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Maybank Indonesia Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Bank Maybank Indonesia Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Maybank Indonesia Tbk (ISX:BNII) has a Debt-to-Equity of 0.64 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. This is near median its historical median of 0.61. Over the past decade, PT Bank Maybank Indonesia Tbk's Debt-to-Equity has ranged from 0.39 to 1.08. According to the industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #756 out of 1411 companies in the Banks industry, placing it in the top 53.6%.
Is PT Bank Maybank Indonesia Tbk's Debt-to-Equity too high?
PT Bank Maybank Indonesia Tbk's current Debt-to-Equity of 0.64 is near median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.08. The Banks industry median Debt-to-Equity is 0.58. PT Bank Maybank Indonesia Tbk's value of 0.64 is 10.3% above this industry median. Based on the distribution chart, PT Bank Maybank Indonesia Tbk ranks #756 out of 1411 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #756 out of 1411 companies for Debt-to-Equity. This places PT Bank Maybank Indonesia Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.58. PT Bank Maybank Indonesia Tbk's value of 0.64 is 10.3% above this benchmark. Historically, PT Bank Maybank Indonesia Tbk's own Debt-to-Equity has ranged from 0.39 to 1.08 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 0.58, PT Bank Maybank Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Maybank Indonesia Tbk's current Debt-to-Equity of 0.64 is 10.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Maybank Indonesia Tbk's current Debt-to-Equity is 0.64, which is near median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (ISX:BNII) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp223.84, compared to a current price of Rp196.00 — trading 12.4% below its estimated fair value. The current Debt-to-Equity is 0.64, which is near median its 10-year median of 0.61 and 10.3% above the Banks industry median of 0.58. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (ISX:BNII), the current Debt-to-Equity is 0.64 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp196.00 is trading 12.4% below its estimated GF Value™ of Rp223.84.
GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNII:
Debt-to-Equity: 0.64 (near median its 10-year median of 0.61)
GF Value™: Rp223.84 vs. price of Rp196.00 (12.4% below fair value)
Industry Position: 10.3% above the Banks median (#756 of 1411)
No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
55GF Score
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