PT Bank Maybank Indonesia Tbk (ISX:BNII) Moat Score: 0/10 (As of Jul. 09, 2026)


ISX:BNII PT Bank Maybank Indonesia Tbk ISX:BNII
55 GF Score
Price Rp190.00
GF Value Rp223.47
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank Maybank Indonesia Tbk Moat Score?

PT Bank Maybank Indonesia Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Bank Maybank Indonesia Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Bank Maybank Indonesia Tbk might have No Moat - No discernible moat.

PT Bank Maybank Indonesia Tbk  (ISX:BNII) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Bank Maybank Indonesia Tbk Moat Score Related Terms

ISX:BNII
55GF Score
PT Bank Maybank Indonesia Tbk ISX:BNII
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp190.00 is trading 15% below its estimated GF Value™ of Rp223.47. GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BNII:

  • Moat Score: 0
  • GF Value™: Rp223.47 vs. price of Rp190.00 (15% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Maybank Indonesia Tbk Business Description

Other Exchanges BOZA:Germany
Address Jalan Asia Afrika Number 8, Sentral Senayan III, Gelora Bung Karno, Jakarta Pusat, Jakarta, IDN, 10270
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
55GF Score

Get the complete analysis for ISX:BNII

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp190.00
Price
Rp223.47
GF Value