The historical rank and industry rank for PT Bank Maybank Indonesia Tbk's Net Margin % or its related term are showing as below:
ISX:BNII'
s Net Margin % Range Over the Past 10 Years
Min: 12.61 Med: 17.34 Max: 20.69
Current: 17.1
ISX:BNII's Net Margin % is ranked worse than 77.6% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ISX:BNII: 17.10
PT Bank Maybank Indonesia Tbk (ISX:BNII) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Bank Maybank Indonesia Tbk Net Margin % Related Terms
PT Bank Maybank Indonesia Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Maybank Indonesia Tbk Net Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Maybank Indonesia Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Maybank Indonesia Tbk Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Maybank Indonesia Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Maybank Indonesia Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Maybank Indonesia Tbk (ISX:BNII) has a Net Margin % of 13.37% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. This is 23% below median its historical median of 17.34. Over the past decade, PT Bank Maybank Indonesia Tbk's Net Margin % has ranged from 12.61 to 20.69. According to the industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #1185 out of 1527 companies in the Banks industry, placing it in the top 77.6%.
Is PT Bank Maybank Indonesia Tbk's Net Margin % too high?
PT Bank Maybank Indonesia Tbk's current Net Margin % of 13.37% is 23% below median its 10-year median of 17.34. Over the past 10 years, this metric has ranged from a low of 12.61 to a high of 20.69. The Banks industry median Net Margin % is 26.95. PT Bank Maybank Indonesia Tbk's value of 13.37% is 50.4% below this industry median. Based on the distribution chart, PT Bank Maybank Indonesia Tbk ranks #1185 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's Net Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #1185 out of 1527 companies for Net Margin %. This places PT Bank Maybank Indonesia Tbk in the lower half of its industry. The industry median Net Margin % is 26.95. PT Bank Maybank Indonesia Tbk's value of 13.37% is 50.4% below this benchmark. Historically, PT Bank Maybank Indonesia Tbk's own Net Margin % has ranged from 12.61 to 20.69 over the past decade. While the company's 10-year median is 17.34 vs. the industry median of 26.95, PT Bank Maybank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Maybank Indonesia Tbk's current Net Margin % of 13.37% is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Maybank Indonesia Tbk's current Net Margin % is 13.37%, which is 23% below median its own 10-year median of 17.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (ISX:BNII) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp223.33, compared to a current price of Rp186.00 — trading 16.7% below its estimated fair value. The current Net Margin % is 13.37%, which is 23% below median its 10-year median of 17.34 and 50.4% below the Banks industry median of 26.95. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (ISX:BNII), the current Net Margin % is 13.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp186.00 is trading 16.7% below its estimated GF Value™ of Rp223.33.
GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNII:
Net Margin %: 13.37% (23% below median its 10-year median of 17.34)
GF Value™: Rp223.33 vs. price of Rp186.00 (16.7% below fair value)
Industry Position: 50.4% below the Banks median (#1185 of 1527)
No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Maybank Indonesia Tbk Business Description
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
55GF Score
Get the complete analysis for ISX:BNII
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:BNII has been successfully added to your 
