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PT Bank Maybank Indonesia Tbk stock PB Ratio (=0.45) is close to 5-year low of 0.43.
The historical rank and industry rank for PT Bank Maybank Indonesia Tbk's PB Ratio or its related term are showing as below:
ISX:BNII'
s PB Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.69 Max: 1.63
Current: 0.45
During the past 13 years, PT Bank Maybank Indonesia Tbk's highest PB Ratio was 1.63. The lowest was 0.37. And the median was 0.69.
ISX:BNII's PB Ratio is ranked better than 91.22% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs ISX:BNII: 0.45
During the past 12 months, PT Bank Maybank Indonesia Tbk's average Book Value Per Share Growth Rate was 3.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Maybank Indonesia Tbk was 17.10% per year. The lowest was -0.10% per year. And the median was 7.75% per year.
Back to Basics: PB Ratio
PT Bank Maybank Indonesia Tbk (ISX:BNII) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Bank Maybank Indonesia Tbk PB Ratio Related Terms
PT Bank Maybank Indonesia Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Maybank Indonesia Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Maybank Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Maybank Indonesia Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Maybank Indonesia Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Maybank Indonesia Tbk's PB Ratio falls into.
PT Bank Maybank Indonesia Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank Maybank Indonesia Tbk (ISX:BNII) has a PB Ratio of 0.45 as of Jul. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. This is 35% below median its historical median of 0.69. Over the past decade, PT Bank Maybank Indonesia Tbk's PB Ratio has ranged from 0.37 to 1.63. According to the industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #133 out of 1514 companies in the Banks industry, placing it in the top 8.8%.
Is PT Bank Maybank Indonesia Tbk's PB Ratio too high?
PT Bank Maybank Indonesia Tbk's current PB Ratio of 0.45 is 35% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.63. The Banks industry median PB Ratio is 1.11. PT Bank Maybank Indonesia Tbk's value of 0.45 is 59.5% below this industry median. Based on the distribution chart, PT Bank Maybank Indonesia Tbk ranks #133 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #133 out of 1514 companies for PB Ratio. This places PT Bank Maybank Indonesia Tbk in the top 9% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. PT Bank Maybank Indonesia Tbk's value of 0.45 is 59.5% below this benchmark. Historically, PT Bank Maybank Indonesia Tbk's own PB Ratio has ranged from 0.37 to 1.63 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.11, PT Bank Maybank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Maybank Indonesia Tbk's current PB Ratio of 0.45 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Maybank Indonesia Tbk's current PB Ratio is 0.45, which is 35% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (ISX:BNII) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp223.59, compared to a current price of Rp190.00 — trading 15% below its estimated fair value. The current PB Ratio is 0.45, which is 35% below median its 10-year median of 0.69 and 59.5% below the Banks industry median of 1.11. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (ISX:BNII), the current PB Ratio is 0.45 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp190.00 is trading 15% below its estimated GF Value™ of Rp223.59.
GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNII:
PB Ratio: 0.45 (35% below median its 10-year median of 0.69)
GF Value™: Rp223.59 vs. price of Rp190.00 (15% below fair value)
Industry Position: 59.5% below the Banks median (#133 of 1514)
No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Maybank Indonesia Tbk Business Description
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
55GF Score
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