PT Bank Maybank Indonesia Tbk (ISX:BNII) Retained Earnings: Rp18,784,346 Mil (As of Jun. 2026)

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ISX:BNII PT Bank Maybank Indonesia Tbk ISX:BNII
58 GF Score
Price Rp194.00
GF Value Rp224.40
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank Maybank Indonesia Tbk Retained Earnings?

PT Bank Maybank Indonesia Tbk ISX:BNII -0.51% 58 Retained Earnings is Rp18,784,346 Mil as of Jun. 2026. GuruFocus rates ISX:BNII with a GF Score™ of 58/100 and a GF Value™ of Rp224.40 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Bank Maybank Indonesia Tbk's retained earnings for the quarter that ended in Jun. 2026 was Rp18,784,346 Mil.

PT Bank Maybank Indonesia Tbk's quarterly retained earnings increased from Dec. 2025 (Rp18,666,676 Mil) to Mar. 2026 (Rp18,965,929 Mil) but then declined from Mar. 2026 (Rp18,965,929 Mil) to Jun. 2026 (Rp18,784,346 Mil).

PT Bank Maybank Indonesia Tbk's annual retained earnings increased from Dec. 2023 (Rp17,124,265 Mil) to Dec. 2024 (Rp17,455,695 Mil) and increased from Dec. 2024 (Rp17,455,695 Mil) to Dec. 2025 (Rp18,666,676 Mil).


PT Bank Maybank Indonesia Tbk  (ISX:BNII) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Bank Maybank Indonesia Tbk Retained Earnings Historical Data

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The historical data trend for PT Bank Maybank Indonesia Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Maybank Indonesia Tbk Retained Earnings Chart

PT Bank Maybank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,991,709.00 15,969,288.00 17,124,265.00 17,455,695.00 18,666,676.00

PT Bank Maybank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17,585,064.00 17,998,697.00 18,666,676.00 18,965,929.00 18,784,346.00
ISX:BNII
58GF Score
PT Bank Maybank Indonesia Tbk ISX:BNII
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Maybank Indonesia Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp18,784,346 Mil mean?
PT Bank Maybank Indonesia Tbk (ISX:BNII) has a Retained Earnings of Rp18,784,346 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Maybank Indonesia Tbk and its competitors.
Is PT Bank Maybank Indonesia Tbk's Retained Earnings too high?
PT Bank Maybank Indonesia Tbk's current Retained Earnings is Rp18,784,346 Mil. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's Retained Earnings compare to competitors?
PT Bank Maybank Indonesia Tbk's Retained Earnings of Rp18,784,346 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. PT Bank Maybank Indonesia Tbk's current Retained Earnings is Rp18,784,346 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (ISX:BNII) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp224.40, compared to a current price of Rp194.00 — trading 13.5% below its estimated fair value. The current Retained Earnings is Rp18,784,346 Mil. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (ISX:BNII), the current Retained Earnings is Rp18,784,346 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp194.00 is trading 13.5% below its estimated GF Value™ of Rp224.40. GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BNII:

  • Retained Earnings: Rp18,784,346 Mil
  • GF Value™: Rp224.40 vs. price of Rp194.00 (13.5% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Maybank Indonesia Tbk Business Description

Other Exchanges BOZA:Germany
Address Jalan Asia Afrika Number 8, Sentral Senayan III, Gelora Bung Karno, Jakarta Pusat, Jakarta, IDN, 10270
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
58GF Score

Get the complete analysis for ISX:BNII

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp194.00
Price
Rp224.40
GF Value