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PT Bank Maybank Indonesia TbkISX:BNII +0.52%56 5-Year Yield-on-Cost % is 7.60 as of Aug. 04, 2026, which is 50% above its 10-year median of 5.06. GuruFocus rates ISX:BNII with a GF Score™ of 56/100 and a GF Value™ of Rp223.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, PT Bank Maybank Indonesia Tbk ranks better than 81.47% on this metric.
PT Bank Maybank Indonesia Tbk (ISX:BNII) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Bank Maybank Indonesia Tbk 5-Year Yield-on-Cost % Related Terms
PT Bank Maybank Indonesia Tbk 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Maybank Indonesia Tbk 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost % falls into.
PT Bank Maybank Indonesia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Bank Maybank Indonesia Tbk (ISX:BNII) has a 5-Year Yield-on-Cost % of 7.60 as of Aug. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. This is 50% above median its historical median of 5.06. Over the past decade, PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost % has ranged from 1.60 to 10.82. According to the industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #232 out of 1252 companies in the Banks industry, placing it in the top 18.5%.
Is PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Maybank Indonesia Tbk's current 5-Year Yield-on-Cost % of 7.60 is 50% above median its 10-year median of 5.06. Over the past 10 years, this metric has ranged from a low of 1.60 to a high of 10.82. The Banks industry median 5-Year Yield-on-Cost % is 3.83. PT Bank Maybank Indonesia Tbk's value of 7.60 is 98.7% above this industry median. Based on the distribution chart, PT Bank Maybank Indonesia Tbk ranks #232 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Maybank Indonesia Tbk has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Maybank Indonesia Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Maybank Indonesia Tbk ranks #232 out of 1252 companies for 5-Year Yield-on-Cost %. This places PT Bank Maybank Indonesia Tbk in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. PT Bank Maybank Indonesia Tbk's value of 7.60 is 98.7% above this benchmark. Historically, PT Bank Maybank Indonesia Tbk's own 5-Year Yield-on-Cost % has ranged from 1.60 to 10.82 over the past decade. While the company's 10-year median is 5.06 vs. the industry median of 3.83, PT Bank Maybank Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Maybank Indonesia Tbk's current 5-Year Yield-on-Cost % of 7.60 is 98.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Maybank Indonesia Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Maybank Indonesia Tbk's current 5-Year Yield-on-Cost % is 7.60, which is 50% above median its own 10-year median of 5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Maybank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk (ISX:BNII) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp223.75, compared to a current price of Rp192.00 — trading 14.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.60, which is 50% above median its 10-year median of 5.06 and 98.7% above the Banks industry median of 3.83. PT Bank Maybank Indonesia Tbk's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Maybank Indonesia Tbk (ISX:BNII), the current 5-Year Yield-on-Cost % is 7.60 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Maybank Indonesia Tbk (ISX:BNII) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Maybank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp192.00 is trading 14.2% below its estimated GF Value™ of Rp223.75.
GuruFocus considers PT Bank Maybank Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BNII:
5-Year Yield-on-Cost %: 7.60 (50% above median its 10-year median of 5.06)
GF Value™: Rp223.75 vs. price of Rp192.00 (14.2% below fair value)
Industry Position: 98.7% above the Banks median (#232 of 1252)
No single metric tells the full story. See the ISX:BNII stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Maybank Indonesia Tbk is an Indonesia-based company engaged in the banking sector. It provides various products and services for individual and corporate customers through Community Financial Services (Retail Banking and Non-Retail Banking), and Global Banking, as well as automotive financing through its subsidiaries. Its product and service offerings include digital banking solutions, credit cards, deposit accounts, different types of loans and advances, shariah wealth management, and others. The company, along with its subsidiaries, operates in the following segments: Global Banking, which derives key revenue, the Business Banking segment, Retail segment. Geographically, it derives maximum revenue from its business in Indonesia and also has a presence outside Indonesia.
56GF Score
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