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Taageer Finance CoOCMUS:TFCI -4.24%59 Debt-to-Equity is 2.02 as of Dec. 2025, which is 30% below its 10-year median of 2.87. GuruFocus rates MUS:TFCI with a GF Score™ of 59/100 and a GF Value™ of ر.ع0.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 454 Credit Services companies, Taageer Finance CoOC ranks worse than 62.56% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Taageer Finance CoOC's Debt-to-Equity or its related term are showing as below:
MUS:TFCI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.93 Med: 2.87 Max: 3.19
Current: 2.02
During the past 13 years, the highest Debt-to-Equity Ratio of Taageer Finance CoOC was 3.19. The lowest was 1.93. And the median was 2.87.
MUS:TFCI's Debt-to-Equity is ranked worse than 62.56% of 454
companies
in the Credit Services industry
Industry Median: 1.235
vs MUS:TFCI: 2.02
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Taageer Finance CoOC Debt-to-Equity Related Terms
Taageer Finance CoOC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Taageer Finance CoOC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Taageer Finance CoOC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taageer Finance CoOC Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Taageer Finance CoOC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Taageer Finance CoOC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taageer Finance CoOC (MUS:TFCI) has a Debt-to-Equity of 2.02 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Taageer Finance CoOC and its competitors. This is 30% below median its historical median of 2.87. Over the past decade, Taageer Finance CoOC's Debt-to-Equity has ranged from 1.93 to 3.19. According to the industry distribution chart, Taageer Finance CoOC ranks #284 out of 454 companies in the Credit Services industry, placing it in the top 62.6%.
Is Taageer Finance CoOC's Debt-to-Equity too high?
Taageer Finance CoOC's current Debt-to-Equity of 2.02 is 30% below median its 10-year median of 2.87. Over the past 10 years, this metric has ranged from a low of 1.93 to a high of 3.19. The Credit Services industry median Debt-to-Equity is 1.24. Taageer Finance CoOC's value of 2.02 is 63.6% above this industry median. Based on the distribution chart, Taageer Finance CoOC ranks #284 out of 454 companies in the Credit Services industry, which is below the industry midpoint. Overall, Taageer Finance CoOC has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taageer Finance CoOC's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Taageer Finance CoOC ranks #284 out of 454 companies for Debt-to-Equity. This places Taageer Finance CoOC in the lower half of its industry. The industry median Debt-to-Equity is 1.24. Taageer Finance CoOC's value of 2.02 is 63.6% above this benchmark. Historically, Taageer Finance CoOC's own Debt-to-Equity has ranged from 1.93 to 3.19 over the past decade. While the company's 10-year median is 2.87 vs. the industry median of 1.24, Taageer Finance CoOC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.24, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taageer Finance CoOC's current Debt-to-Equity of 2.02 is 63.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Taageer Finance CoOC and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taageer Finance CoOC's current Debt-to-Equity is 2.02, which is 30% below median its own 10-year median of 2.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taageer Finance CoOC stock overvalued right now?
Based on GuruFocus' analysis, Taageer Finance CoOC (MUS:TFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.12, compared to a current price of ر.ع0.11 — trading 5.8% below its estimated fair value. The current Debt-to-Equity is 2.02, which is 30% below median its 10-year median of 2.87 and 63.6% above the Credit Services industry median of 1.24. Taageer Finance CoOC's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Taageer Finance CoOC (MUS:TFCI), the current Debt-to-Equity is 2.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taageer Finance CoOC (MUS:TFCI) Overvalued in 2026?
Based on GuruFocus' analysis, Taageer Finance CoOC stock appears to be undervalued.
The current stock price of ر.ع0.11 is trading 5.8% below its estimated GF Value™ of ر.ع0.12.
GuruFocus considers Taageer Finance CoOC to be Fairly Valued.
Key valuation signals for MUS:TFCI:
Debt-to-Equity: 2.02 (30% below median its 10-year median of 2.87)
GF Value™: ر.ع0.12 vs. price of ر.ع0.11 (5.8% below fair value)
Industry Position: 63.6% above the Credit Services median (#284 of 454)
No single metric tells the full story. See the MUS:TFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taageer Finance Co SAOC is a non-banking finance company. It is engaged in the business of providing leasing, working capital finance, and factoring receivables services to retail, SME, and corporate customers in the Sultanate of Oman. The company manages its liquidity and financing through borrowing from various commercial banks and also accepts corporate deposits and issues non-convertible and perpetual bonds for funding. The Company operates in the Sultanate of Oman with a network of eight branches.
59GF Score
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