Taageer Finance CoOC (MUS:TFCI) ROE %: -1.48% (As of Dec. 2025)


MUS:TFCI Taageer Finance Co SAOC MUS:TFCI
60 GF Score
Price ر.ع0.12
GF Value ر.ع0.12
Valuation Fairly Valued
! 6 Warning Signs
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What is Taageer Finance CoOC ROE %?

Taageer Finance CoOC MUS:TFCI 60 ROE % is -1.48% as of Dec. 2025. GuruFocus rates MUS:TFCI with a GF Score™ of 60/100 and a GF Value™ of ر.ع0.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 529 Credit Services companies, Taageer Finance CoOC ranks worse than 55.01% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Taageer Finance CoOC's annualized net income for the quarter that ended in Dec. 2025 was ر.ع-1.18 Mil. Taageer Finance CoOC's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was ر.ع79.61 Mil. Therefore, Taageer Finance CoOC's annualized ROE % for the quarter that ended in Dec. 2025 was -1.48%.

The historical rank and industry rank for Taageer Finance CoOC's ROE % or its related term are showing as below:

MUS:TFCI' s ROE % Range Over the Past 10 Years
Min: 4.95   Med: 8.9   Max: 12.65
Current: 5.28

During the past 13 years, Taageer Finance CoOC's highest ROE % was 12.65%. The lowest was 4.95%. And the median was 8.90%.

MUS:TFCI's ROE % is ranked worse than
55.01% of 529 companies
in the Credit Services industry
Industry Median: 6.61 vs MUS:TFCI: 5.28

Taageer Finance CoOC  (MUS:TFCI) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-1.176/79.606
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-1.176 / 37.108)*(37.108 / 314.966)*(314.966 / 79.606)
=Net Margin %*Asset Turnover*Equity Multiplier
=-3.17 %*0.1178*3.9566
=ROA %*Equity Multiplier
=-0.37 %*3.9566
=-1.48 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=-1.176/79.606
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-1.176 / -1.384) * (-1.384 / 40.204) * (40.204 / 37.108) * (37.108 / 314.966) * (314.966 / 79.606)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8497 * -0.0344 * 108.34 % * 0.1178 * 3.9566
=-1.48 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Taageer Finance CoOC ROE % Related Terms


Taageer Finance CoOC ROE % Historical Data

* Premium members only.

The historical data trend for Taageer Finance CoOC's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taageer Finance CoOC ROE % Chart

Taageer Finance CoOC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.90 7.40 9.90 8.54 5.28

Taageer Finance CoOC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.64 6.83 6.92 8.93 -1.48

MUS:TFCI vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, Taageer Finance CoOC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taageer Finance CoOC ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Taageer Finance CoOC's ROE % distribution charts can be found below:

* The bar in red indicates where Taageer Finance CoOC's ROE % falls into.


MUS:TFCI
60GF Score
Taageer Finance Co SAOC MUS:TFCI
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taageer Finance CoOC ROE % Calculation

Taageer Finance CoOC's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=4.17/( (78.863+78.989)/ 2 )
=4.17/78.926
=5.28 %

Taageer Finance CoOC's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=-1.176/( (80.223+78.989)/ 2 )
=-1.176/79.606
=-1.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -1.48% mean?
Taageer Finance CoOC (MUS:TFCI) has a ROE % of -1.48% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taageer Finance CoOC and its competitors. Over the past decade, Taageer Finance CoOC's ROE % has ranged from 4.95 to 12.65. According to the industry distribution chart, Taageer Finance CoOC ranks #291 out of 529 companies in the Credit Services industry, placing it in the top 55%.
Is Taageer Finance CoOC's ROE % too high?
Taageer Finance CoOC's current ROE % is -1.48%. Over the past 10 years, this metric has ranged from a low of 4.95 to a high of 12.65. Based on the distribution chart, Taageer Finance CoOC ranks #291 out of 529 companies in the Credit Services industry, which is below the industry midpoint. Overall, Taageer Finance CoOC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taageer Finance CoOC's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Taageer Finance CoOC ranks #291 out of 529 companies for ROE %. This places Taageer Finance CoOC in the lower half of its industry. The industry median ROE % is 6.61. Historically, Taageer Finance CoOC's own ROE % has ranged from 4.95 to 12.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taageer Finance CoOC and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taageer Finance CoOC's current ROE % is -1.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taageer Finance CoOC stock overvalued right now?
Based on GuruFocus' analysis, Taageer Finance CoOC (MUS:TFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.12, compared to a current price of ر.ع0.12 — trading 2.5% below its estimated fair value. The current ROE % is -1.48%. Taageer Finance CoOC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Taageer Finance CoOC (MUS:TFCI), the current ROE % is -1.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taageer Finance CoOC (MUS:TFCI) Overvalued in 2026?

Based on GuruFocus' analysis, Taageer Finance CoOC stock appears to be undervalued. The current stock price of ر.ع0.12 is trading 2.5% below its estimated GF Value™ of ر.ع0.12. GuruFocus considers Taageer Finance CoOC to be Fairly Valued.

Key valuation signals for MUS:TFCI:

  • ROE %: -1.48%
  • GF Value™: ر.ع0.12 vs. price of ر.ع0.12 (2.5% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the MUS:TFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taageer Finance CoOC Business Description

Address Al Khuwair, P.O. Box 200, Muscat, OMN, 136
Taageer Finance Co SAOC is a non-banking finance company. It is engaged in the business of providing leasing, working capital finance, and factoring receivables services to retail, SME, and corporate customers in the Sultanate of Oman. The company manages its liquidity and financing through borrowing from various commercial banks and also accepts corporate deposits and issues non-convertible and perpetual bonds for funding. The Company operates in the Sultanate of Oman with a network of eight branches.
60GF Score

Get the complete analysis for MUS:TFCI

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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