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Taageer Finance CoOCMUS:TFCI 60 3-Year ROIIC % is 6.87 as of Dec. 2025, which is 180% above its 10-year median of 2.45. GuruFocus rates MUS:TFCI with a GF Score™ of 60/100 and a GF Value™ of ر.ع0.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 393 Credit Services companies, Taageer Finance CoOC ranks better than 66.41% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Taageer Finance CoOC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 6.87%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Taageer Finance CoOC's 3-Year ROIIC % or its related term are showing as below:
MUS:TFCI's 3-Year ROIIC % is ranked better than 66.41% of 393
companies
in the Credit Services industry
Industry Median: 2.76
vs MUS:TFCI: 6.87
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Taageer Finance CoOC 3-Year ROIIC % Related Terms
Taageer Finance CoOC 3-Year ROIIC % Historical Data
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The historical data trend for Taageer Finance CoOC's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Taageer Finance CoOC's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taageer Finance CoOC 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Taageer Finance CoOC's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Taageer Finance CoOC's 3-Year ROIIC % falls into.
Taageer Finance CoOC's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 19.27375 (Dec. 2025) - 8.2017648 (Dec. 2022) )
/
( 386.682 (Dec. 2025) - 225.472 (Dec. 2022) )
=
11.0719852
/
161.21
=
6.87%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Taageer Finance CoOC (MUS:TFCI) has a 3-Year ROIIC % of 6.87 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Taageer Finance CoOC and its competitors. This is 180% above median its historical median of 2.45. According to the industry distribution chart, Taageer Finance CoOC ranks #132 out of 393 companies in the Credit Services industry, placing it in the top 33.6%.
Is Taageer Finance CoOC's 3-Year ROIIC % too high?
Taageer Finance CoOC's current 3-Year ROIIC % of 6.87 is 180% above median its 10-year median of 2.45. The Credit Services industry median 3-Year ROIIC % is 2.76. Taageer Finance CoOC's value of 6.87 is 148.9% above this industry median. Based on the distribution chart, Taageer Finance CoOC ranks #132 out of 393 companies in the Credit Services industry, which is above the industry midpoint. Overall, Taageer Finance CoOC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taageer Finance CoOC's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Taageer Finance CoOC ranks #132 out of 393 companies for 3-Year ROIIC %. This puts Taageer Finance CoOC in the upper half of its industry. The industry median 3-Year ROIIC % is 2.76. Taageer Finance CoOC's value of 6.87 is 148.9% above this benchmark. While the company's 10-year median is 2.45 vs. the industry median of 2.76, Taageer Finance CoOC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.76, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taageer Finance CoOC's current 3-Year ROIIC % of 6.87 is 148.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Taageer Finance CoOC and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taageer Finance CoOC's current 3-Year ROIIC % is 6.87, which is 180% above median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taageer Finance CoOC stock overvalued right now?
Based on GuruFocus' analysis, Taageer Finance CoOC (MUS:TFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.12, compared to a current price of ر.ع0.12 — trading right at its estimated fair value. The current 3-Year ROIIC % is 6.87, which is 180% above median its 10-year median of 2.45 and 148.9% above the Credit Services industry median of 2.76. Taageer Finance CoOC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Taageer Finance CoOC (MUS:TFCI), the current 3-Year ROIIC % is 6.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taageer Finance CoOC (MUS:TFCI) Overvalued in 2026?
Based on GuruFocus' analysis, Taageer Finance CoOC stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 0% below its estimated GF Value™ of ر.ع0.12.
GuruFocus considers Taageer Finance CoOC to be Fairly Valued.
Key valuation signals for MUS:TFCI:
3-Year ROIIC %: 6.87 (180% above median its 10-year median of 2.45)
GF Value™: ر.ع0.12 vs. price of ر.ع0.12 (0% below fair value)
Industry Position: 148.9% above the Credit Services median (#132 of 393)
No single metric tells the full story. See the MUS:TFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taageer Finance Co SAOC is a non-banking finance company. It is engaged in the business of providing leasing, working capital finance, and factoring receivables services to retail, SME, and corporate customers in the Sultanate of Oman. The company manages its liquidity and financing through borrowing from various commercial banks and also accepts corporate deposits and issues non-convertible and perpetual bonds for funding. The Company operates in the Sultanate of Oman with a network of eight branches.
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