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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Taageer Finance CoOC's annualizedNet Income for the quarter that ended in Dec. 2025 was ر.ع-1.18 Mil. Taageer Finance CoOC's average total tangible assets for the quarter that ended in Dec. 2025 was ر.ع314.93 Mil. Therefore, Taageer Finance CoOC's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was -0.37%.
The historical rank and industry rank for Taageer Finance CoOC's Return-on-Tangible-Asset or its related term are showing as below:
MUS:TFCI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.14 Med: 2.1 Max: 3.13
Current: 1.36
During the past 13 years, Taageer Finance CoOC's highest Return-on-Tangible-Asset was 3.13%. The lowest was 1.14%. And the median was 2.10%.
MUS:TFCI's Return-on-Tangible-Asset is ranked worse than 56.39% of 548
companies
in the Credit Services industry
Industry Median: 1.93
vs MUS:TFCI: 1.36
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Taageer Finance CoOC Return-on-Tangible-Asset Related Terms
Taageer Finance CoOC Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Taageer Finance CoOC's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:TFCI vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Taageer Finance CoOC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taageer Finance CoOC Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Taageer Finance CoOC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Taageer Finance CoOC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of -0.37% mean?
Taageer Finance CoOC (MUS:TFCI) has a Return-on-Tangible-Asset of -0.37% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Taageer Finance CoOC and its competitors. Over the past decade, Taageer Finance CoOC's Return-on-Tangible-Asset has ranged from 1.14 to 3.13. According to the industry distribution chart, Taageer Finance CoOC ranks #309 out of 548 companies in the Credit Services industry, placing it in the top 56.4%.
Is Taageer Finance CoOC's Return-on-Tangible-Asset too high?
Taageer Finance CoOC's current Return-on-Tangible-Asset is -0.37%. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 3.13. Based on the distribution chart, Taageer Finance CoOC ranks #309 out of 548 companies in the Credit Services industry, which is below the industry midpoint. Overall, Taageer Finance CoOC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taageer Finance CoOC's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Taageer Finance CoOC ranks #309 out of 548 companies for Return-on-Tangible-Asset. This places Taageer Finance CoOC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.93. Historically, Taageer Finance CoOC's own Return-on-Tangible-Asset has ranged from 1.14 to 3.13 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.93, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Taageer Finance CoOC and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taageer Finance CoOC's current Return-on-Tangible-Asset is -0.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taageer Finance CoOC stock overvalued right now?
Based on GuruFocus' analysis, Taageer Finance CoOC (MUS:TFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.12, compared to a current price of ر.ع0.12 — trading right at its estimated fair value. The current Return-on-Tangible-Asset is -0.37%. Taageer Finance CoOC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Taageer Finance CoOC (MUS:TFCI), the current Return-on-Tangible-Asset is -0.37% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taageer Finance CoOC (MUS:TFCI) Overvalued in 2026?
Based on GuruFocus' analysis, Taageer Finance CoOC stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 0% below its estimated GF Value™ of ر.ع0.12.
GuruFocus considers Taageer Finance CoOC to be Fairly Valued.
Key valuation signals for MUS:TFCI:
Return-on-Tangible-Asset: -0.37%
GF Value™: ر.ع0.12 vs. price of ر.ع0.12 (0% below fair value)
No single metric tells the full story. See the MUS:TFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taageer Finance Co SAOC is a non-banking finance company. It is engaged in the business of providing leasing, working capital finance, and factoring receivables services to retail, SME, and corporate customers in the Sultanate of Oman. The company manages its liquidity and financing through borrowing from various commercial banks and also accepts corporate deposits and issues non-convertible and perpetual bonds for funding. The Company operates in the Sultanate of Oman with a network of eight branches.
60GF Score
Get the complete analysis for MUS:TFCI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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