Taageer Finance CoOC (MUS:TFCI) ROIC %: 9.14% (As of Dec. 2025)


MUS:TFCI Taageer Finance Co SAOC MUS:TFCI
58 GF Score
Price ر.ع0.12
GF Value ر.ع0.12
Valuation Fairly Valued
! 6 Warning Signs
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What is Taageer Finance CoOC ROIC %?

Taageer Finance CoOC MUS:TFCI 58 ROIC % is 9.14% as of Dec. 2025. GuruFocus rates MUS:TFCI with a GF Score™ of 58/100 and a GF Value™ of ر.ع0.12 (Fairly Valued). The stock has 6 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Taageer Finance CoOC's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 9.14%.

As of today (2026-07-01), Taageer Finance CoOC's WACC % is 1.83%. Taageer Finance CoOC's ROIC % is 5.30% (calculated using TTM income statement data). Taageer Finance CoOC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Taageer Finance CoOC  (MUS:TFCI) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Taageer Finance CoOC's WACC % is 1.83%. Taageer Finance CoOC's ROIC % is 5.30% (calculated using TTM income statement data). Taageer Finance CoOC generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Taageer Finance CoOC ROIC % Related Terms


Taageer Finance CoOC ROIC % Historical Data

* Premium members only.

The historical data trend for Taageer Finance CoOC's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taageer Finance CoOC ROIC % Chart

Taageer Finance CoOC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 4.20 4.72 4.72 5.25

Taageer Finance CoOC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.52 3.51 3.93 4.50 9.14

MUS:TFCI vs V, MA, AXP: ROIC % Comparison

For the Credit Services subindustry, Taageer Finance CoOC's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taageer Finance CoOC ROIC % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Taageer Finance CoOC's ROIC % distribution charts can be found below:

* The bar in red indicates where Taageer Finance CoOC's ROIC % falls into.


MUS:TFCI
58GF Score
Taageer Finance Co SAOC MUS:TFCI
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taageer Finance CoOC ROIC % Calculation

Taageer Finance CoOC's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=22.675 * ( 1 - 15% )/( (347.778 + 386.682)/ 2 )
=19.27375/367.23
=5.25 %

where

Taageer Finance CoOC's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Dec. 2025 is calculated as:

ROIC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=40.204 * ( 1 - 15.03% )/( (360.745 + 386.682)/ 2 )
=34.1613388/373.7135
=9.14 %

where

Note: The Operating Income data used here is four times the quarterly (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 9.14% mean?
Taageer Finance CoOC (MUS:TFCI) has a ROIC % of 9.14% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Taageer Finance CoOC and its competitors.
Is Taageer Finance CoOC's ROIC % too high?
Taageer Finance CoOC's current ROIC % is 9.14%. The Credit Services industry median ROIC % is 1.98. Taageer Finance CoOC's value of 9.14% is 361.6% above this industry median. Overall, Taageer Finance CoOC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taageer Finance CoOC's ROIC % compare to V and MA?
Taageer Finance CoOC's ROIC % of 9.14% can be compared against companies in the Credit Services industry. The industry median ROIC % is 1.98. Taageer Finance CoOC's value of 9.14% is 361.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Credit Services company?
The median ROIC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taageer Finance CoOC's current ROIC % of 9.14% is 361.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Taageer Finance CoOC and its competitors. For the Credit Services industry, the median ROIC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taageer Finance CoOC's current ROIC % is 9.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taageer Finance CoOC stock overvalued right now?
Based on GuruFocus' analysis, Taageer Finance CoOC (MUS:TFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.12, compared to a current price of ر.ع0.12 — trading right at its estimated fair value. The current ROIC % is 9.14% and 361.6% above the Credit Services industry median of 1.98. Taageer Finance CoOC's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Taageer Finance CoOC (MUS:TFCI), the current ROIC % is 9.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taageer Finance CoOC (MUS:TFCI) Overvalued in 2026?

Based on GuruFocus' analysis, Taageer Finance CoOC stock appears to be undervalued. The current stock price of ر.ع0.12 is trading 0% below its estimated GF Value™ of ر.ع0.12. GuruFocus considers Taageer Finance CoOC to be Fairly Valued.

Key valuation signals for MUS:TFCI:

  • ROIC %: 9.14%
  • GF Value™: ر.ع0.12 vs. price of ر.ع0.12 (0% below fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 361.6% above the Credit Services median

No single metric tells the full story. See the MUS:TFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taageer Finance CoOC Business Description

Address Al Khuwair, P.O. Box 200, Muscat, OMN, 136
Taageer Finance Co SAOC is a non-banking finance company. It is engaged in the business of providing leasing, working capital finance, and factoring receivables services to retail, SME, and corporate customers in the Sultanate of Oman. The company manages its liquidity and financing through borrowing from various commercial banks and also accepts corporate deposits and issues non-convertible and perpetual bonds for funding. The Company operates in the Sultanate of Oman with a network of eight branches.
58GF Score

Get the complete analysis for MUS:TFCI

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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