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Eleving GroupORSE:ELEVR 40 Debt-to-Equity is 4.77 as of Mar. 2026, which is 1% below its 10-year median of 4.84. GuruFocus rates ORSE:ELEVR with a GF Score™ of 40/100. The stock has 3 warning signs investors should review. Among 456 Credit Services companies, Eleving Group ranks worse than 85.09% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Eleving Group's Debt-to-Equity or its related term are showing as below:
ORSE:ELEVR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 3.55 Med: 4.84 Max: 11.26
Current: 4.77
During the past 5 years, the highest Debt-to-Equity Ratio of Eleving Group was 11.26. The lowest was 3.55. And the median was 4.84.
ORSE:ELEVR's Debt-to-Equity is ranked worse than 85.09% of 456
companies
in the Credit Services industry
Industry Median: 1.225
vs ORSE:ELEVR: 4.77
Eleving Group (ORSE:ELEVR) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Eleving Group Debt-to-Equity Related Terms
Eleving Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Eleving Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORSE:ELEVR vs V, MA, AXP: Debt-to-Equity Comparison
For the Credit Services subindustry, Eleving Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eleving Group Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Eleving Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Eleving Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eleving Group (ORSE:ELEVR) has a Debt-to-Equity of 4.77 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Eleving Group and its competitors. This is near median its historical median of 4.84. Over the past decade, Eleving Group's Debt-to-Equity has ranged from 3.55 to 11.26. According to the industry distribution chart, Eleving Group ranks #388 out of 456 companies in the Credit Services industry, placing it in the top 85.1%.
Is Eleving Group's Debt-to-Equity too high?
Eleving Group's current Debt-to-Equity of 4.77 is near median its 10-year median of 4.84. Over the past 10 years, this metric has ranged from a low of 3.55 to a high of 11.26. The Credit Services industry median Debt-to-Equity is 1.23. Eleving Group's value of 4.77 is 289.4% above this industry median. Based on the distribution chart, Eleving Group ranks #388 out of 456 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #388 out of 456 companies for Debt-to-Equity. This places Eleving Group in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Eleving Group's value of 4.77 is 289.4% above this benchmark. Historically, Eleving Group's own Debt-to-Equity has ranged from 3.55 to 11.26 over the past decade. While the company's 10-year median is 4.84 vs. the industry median of 1.23, Eleving Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current Debt-to-Equity of 4.77 is 289.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Debt-to-Equity is 4.77, which is near median its own 10-year median of 4.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current Debt-to-Equity of 4.77. The current Debt-to-Equity is 4.77, which is near median its 10-year median of 4.84 and 289.4% above the Credit Services industry median of 1.23. Eleving Group's overall GF Score™ is 40/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current Debt-to-Equity is 4.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
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