Eleving Group (ORSE:ELEVR) Intrinsic Value: Projected FCF: €0.00 (As of Sep. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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ORSE:ELEVR Eleving Group SA ORSE:ELEVR
43 GF Score
Price €1.67
! 5 Warning Signs
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What is Eleving Group Intrinsic Value: Projected FCF?

Eleving Group ORSE:ELEVR -1.47% 43 Intrinsic Value: Projected FCF is €0.00 as of Sep. 22, 2026. GuruFocus rates ORSE:ELEVR with a GF Score™ of 43/100. The stock has 5 warning signs investors should review. Among 309 Credit Services companies, Eleving Group ranks worse than 323624.27% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-22), Eleving Group's Intrinsic Value: Projected FCF is €0.00. The stock price of Eleving Group is €1.67. Therefore, Eleving Group's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Eleving Group's Intrinsic Value: Projected FCF or its related term are showing as below:

ORSE:ELEVR's Price-to-Projected-FCF is not ranked *
in the Credit Services industry.
Industry Median: 0.72
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Eleving Group  (ORSE:ELEVR) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Eleving Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=1.67/-1.6893813333049
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Eleving Group Intrinsic Value: Projected FCF Related Terms


Eleving Group Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Eleving Group's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eleving Group Intrinsic Value: Projected FCF Chart

Eleving Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial - - - -0.34 -1.58

Eleving Group Semi-Annual Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.61 -0.10 -0.28 -0.46 -0.77

ORSE:ELEVR vs V, MA, AXP: Intrinsic Value: Projected FCF Comparison

For the Credit Services subindustry, Eleving Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eleving Group Price-to-Projected-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Eleving Group's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Eleving Group's Price-to-Projected-FCF falls into.


ORSE:ELEVR
43GF Score
Eleving Group SA ORSE:ELEVR
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eleving Group Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Eleving Group's Free Cash Flow(6 year avg) = €-18.08.

Eleving Group's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec25)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*-18.080837142857+90.065849*0.8)/116.419266
=-1.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of €0.00 mean?
Eleving Group (ORSE:ELEVR) has a Intrinsic Value: Projected FCF of €0.00 as of Sep. 22, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Eleving Group and its competitors. According to the industry distribution chart, Eleving Group ranks #999999 out of 309 companies in the Credit Services industry.
Is Eleving Group's Intrinsic Value: Projected FCF too high?
Eleving Group's current Intrinsic Value: Projected FCF is €0.00. Based on the distribution chart, Eleving Group ranks #999999 out of 309 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Intrinsic Value: Projected FCF compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #999999 out of 309 companies for Intrinsic Value: Projected FCF. This places Eleving Group in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Credit Services company?
The median Intrinsic Value: Projected FCF among Credit Services companies is 0.72, based on 309 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Intrinsic Value: Projected FCF is 0.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Intrinsic Value: Projected FCF is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current Intrinsic Value: Projected FCF of €0.00. The current Intrinsic Value: Projected FCF is €0.00. Eleving Group's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current Intrinsic Value: Projected FCF is €0.00 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eleving Group Business Description

Other Exchanges OT8:Germany
Address 8-10 Avenue de la Gare, Luxembourg, LUX, L 1610
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
43GF Score

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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.67
Price