Eleving Group (ORSE:ELEVR) Equity-to-Asset: 0.15 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ORSE:ELEVR Eleving Group SA ORSE:ELEVR
38 GF Score
Price €1.69
! 3 Warning Signs
View Full Analysis

What is Eleving Group Equity-to-Asset?

Eleving Group ORSE:ELEVR +0.30% 38 Equity-to-Asset is 0.15 as of Jun. 2026, which is 6% below its 10-year median of 0.16. GuruFocus rates ORSE:ELEVR with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 548 Credit Services companies, Eleving Group ranks worse than 77.55% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Eleving Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €99.8 Mil. Eleving Group's Total Assets for the quarter that ended in Jun. 2026 was €668.9 Mil. Therefore, Eleving Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.

The historical rank and industry rank for Eleving Group's Equity-to-Asset or its related term are showing as below:

ORSE:ELEVR' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.16   Max: 0.2
Current: 0.16

During the past 5 years, the highest Equity to Asset Ratio of Eleving Group was 0.20. The lowest was 0.08. And the median was 0.16.

ORSE:ELEVR's Equity-to-Asset is ranked worse than
77.55% of 548 companies
in the Credit Services industry
Industry Median: 0.4 vs ORSE:ELEVR: 0.16

Eleving Group  (ORSE:ELEVR) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Eleving Group Equity-to-Asset Related Terms


Eleving Group Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Eleving Group's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eleving Group Equity-to-Asset Chart

Eleving Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
0.08 0.13 0.13 0.20 0.16

Eleving Group Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.17 0.16 0.16 0.15

ORSE:ELEVR vs V, MA, AXP: Equity-to-Asset Comparison

For the Credit Services subindustry, Eleving Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eleving Group Equity-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Eleving Group's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Eleving Group's Equity-to-Asset falls into.


ORSE:ELEVR
38GF Score
Eleving Group SA ORSE:ELEVR
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eleving Group Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Eleving Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=90.066/577.746
=0.16

Eleving Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=99.8/668.9
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.15 mean?
Eleving Group (ORSE:ELEVR) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Eleving Group and its competitors. This is near median its historical median of 0.16. Over the past decade, Eleving Group's Equity-to-Asset has ranged from 0.08 to 0.20. According to the industry distribution chart, Eleving Group ranks #425 out of 548 companies in the Credit Services industry, placing it in the top 77.6%.
Is Eleving Group's Equity-to-Asset too high?
Eleving Group's current Equity-to-Asset of 0.15 is near median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.20. The Credit Services industry median Equity-to-Asset is 0.40. Eleving Group's value of 0.15 is 62.5% below this industry median. Based on the distribution chart, Eleving Group ranks #425 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #425 out of 548 companies for Equity-to-Asset. This places Eleving Group in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Eleving Group's value of 0.15 is 62.5% below this benchmark. Historically, Eleving Group's own Equity-to-Asset has ranged from 0.08 to 0.20 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.40, Eleving Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current Equity-to-Asset of 0.15 is 62.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Equity-to-Asset is 0.15, which is near median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current Equity-to-Asset of 0.15. The current Equity-to-Asset is 0.15, which is near median its 10-year median of 0.16 and 62.5% below the Credit Services industry median of 0.40. Eleving Group's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eleving Group Business Description

Other Exchanges OT8:Germany
Address 8-10 Avenue de la Gare, Luxembourg, LUX, L 1610
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
38GF Score

Get the complete analysis for ORSE:ELEVR

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.69
Price