Eleving GroupORSE:ELEVR -0.30%38 Net Current Asset Value is €0.28 as of Mar. 2026, which is 100% below its 10-year median of 5.44. GuruFocus rates ORSE:ELEVR with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 276 Credit Services companies, Eleving Group ranks worse than 78.62% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Eleving Group's net current asset value per share for the quarter that ended in Mar. 2026 was €0.28.
The historical rank and industry rank for Eleving Group's Net Current Asset Value or its related term are showing as below:
ORSE:ELEVR'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 4.33 Med: 5.44 Max: 6.03
Current: 5.95
During the past 5 years, the highest Price-to-Net-Current-Asset-Value Ratio of Eleving Group was 6.03. The lowest was 4.33. And the median was 5.44.
ORSE:ELEVR's Price-to-Net-Current-Asset-Value is ranked worse than 78.62% of 276
companies
in the Credit Services industry
Industry Median: 2.125
vs ORSE:ELEVR: 5.95
Eleving Group (ORSE:ELEVR) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Eleving Group Net Current Asset Value Related Terms
Eleving Group Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for Eleving Group's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORSE:ELEVR vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, Eleving Group's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eleving Group Price-to-Net-Current-Asset-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Eleving Group's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Eleving Group's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of €0.28 mean?
Eleving Group (ORSE:ELEVR) has a Net Current Asset Value of €0.28 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Eleving Group and its competitors. This is 95% below median its historical median of 5.44. Over the past decade, Eleving Group's Net Current Asset Value has ranged from 4.33 to 6.03. According to the industry distribution chart, Eleving Group ranks #217 out of 276 companies in the Credit Services industry, placing it in the top 78.6%.
Is Eleving Group's Net Current Asset Value too high?
Eleving Group's current Net Current Asset Value of €0.28 is 95% below median its 10-year median of 5.44. Over the past 10 years, this metric has ranged from a low of 4.33 to a high of 6.03. Based on the distribution chart, Eleving Group ranks #217 out of 276 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Eleving Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #217 out of 276 companies for Net Current Asset Value. This places Eleving Group in the lower half of its industry. The industry median Net Current Asset Value is 2.13. Historically, Eleving Group's own Net Current Asset Value has ranged from 4.33 to 6.03 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.13, based on 276 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Net Current Asset Value is €0.28, which is 95% below median its own 10-year median of 5.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current Net Current Asset Value of €0.28. The current Net Current Asset Value is €0.28, which is 95% below median its 10-year median of 5.44. Eleving Group's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current Net Current Asset Value is €0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
38GF Score
Get the complete analysis for ORSE:ELEVR
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ORSE:ELEVR has been successfully added to your 
