Eleving GroupORSE:ELEVR 38 Pretax Margin % is 12.21% as of Mar. 2026, which is 19% below its 10-year median of 15.04. GuruFocus rates ORSE:ELEVR with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 533 Credit Services companies, Eleving Group ranks worse than 57.79% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Eleving Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was €9.5 Mil. Eleving Group's Revenue for the
three
months ended in Mar. 2026 was €77.8 Mil. Therefore, Eleving Group's pretax margin for the quarter that ended in Mar. 2026 was 12.21%.
The historical rank and industry rank for Eleving Group's Pretax Margin % or its related term are showing as below:
ORSE:ELEVR'
s Pretax Margin % Range Over the Past 10 Years
Min: 7.88 Med: 15.04 Max: 17.43
Current: 15.87
ORSE:ELEVR's Pretax Margin % is ranked worse than 57.79% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs ORSE:ELEVR: 15.87
Eleving Group (ORSE:ELEVR) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Eleving Group Pretax Margin % Related Terms
Eleving Group Pretax Margin % Historical Data
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The historical data trend for Eleving Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORSE:ELEVR vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Eleving Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eleving Group Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Eleving Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Eleving Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eleving Group (ORSE:ELEVR) has a Pretax Margin % of 12.21% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eleving Group and its competitors. This is 19% below median its historical median of 15.04. Over the past decade, Eleving Group's Pretax Margin % has ranged from 7.88 to 17.43. According to the industry distribution chart, Eleving Group ranks #308 out of 533 companies in the Credit Services industry, placing it in the top 57.8%.
Is Eleving Group's Pretax Margin % too high?
Eleving Group's current Pretax Margin % of 12.21% is 19% below median its 10-year median of 15.04. Over the past 10 years, this metric has ranged from a low of 7.88 to a high of 17.43. The Credit Services industry median Pretax Margin % is 20.02. Eleving Group's value of 12.21% is 39% below this industry median. Based on the distribution chart, Eleving Group ranks #308 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Eleving Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #308 out of 533 companies for Pretax Margin %. This places Eleving Group in the lower half of its industry. The industry median Pretax Margin % is 20.02. Eleving Group's value of 12.21% is 39% below this benchmark. Historically, Eleving Group's own Pretax Margin % has ranged from 7.88 to 17.43 over the past decade. While the company's 10-year median is 15.04 vs. the industry median of 20.02, Eleving Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current Pretax Margin % of 12.21% is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current Pretax Margin % is 12.21%, which is 19% below median its own 10-year median of 15.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current Pretax Margin % of 12.21%. The current Pretax Margin % is 12.21%, which is 19% below median its 10-year median of 15.04 and 39% below the Credit Services industry median of 20.02. Eleving Group's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current Pretax Margin % is 12.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
38GF Score
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